{"id":15307,"date":"2012-05-22T08:00:10","date_gmt":"2012-05-22T10:00:10","guid":{"rendered":"https:\/\/www.silutesnaujienos.lt\/lt\/didziosios-dalies-lietuvos-studentu-finansai-nuo-tevu-paramos-neatsiejami\/"},"modified":"2012-05-22T08:00:10","modified_gmt":"2012-05-22T10:00:10","slug":"didziosios-dalies-lietuvos-studentu-finansai-nuo-tevu-paramos-neatsiejami","status":"publish","type":"post","link":"https:\/\/www.silutesnaujienos.lt\/lt\/didziosios-dalies-lietuvos-studentu-finansai-nuo-tevu-paramos-neatsiejami\/","title":{"rendered":"Did\u017eiosios dalies Lietuvos student\u0173 finansai nuo t\u0117v\u0173 paramos neatsiejami"},"content":{"rendered":"

\"studentas\"<\/a>Nors did\u017eioji dalis jaunuoli\u0173 mano, kad gal\u0117t\u0173 tapti finansi\u0161kai nepriklausomi dar nesulauk\u0119 24 met\u0173, ta\u010diau net 80 procent\u0173 student\u0173 vis dar remia t\u0117vai. Tokius duomenis atskleid\u0117 pirm\u0105 kart\u0105 \u0161alyje \u201eSwedbank” Asmenini\u0173 finans\u0173 instituto ir Lietuvos student\u0173 atstovybi\u0173 s\u0105jungos (LSAS) atliktas reprezentatyvus student\u0173 finansin\u0117s situacijos tyrimas. <\/strong><\/p>\n

\u012evertin\u0119 apklausos duomenis, finans\u0173 ekspertai persp\u0117ja, kad ilgalaik\u0117 t\u0117v\u0173 parama gali tapti kliuviniu prad\u0117ti savaranki\u0161k\u0105 ir atsaking\u0105 finansin\u012f gyvenim\u0105.<\/strong><\/p>\n

Tyrimas atskleid\u017eia, kad vidutin\u0117s studento pajamos Lietuvoje per m\u0117nes\u012f siekia 615 Lt. Svarbiausias \u0161i\u0173 pajam\u0173 \u0161altinis – t\u0117v\u0173 parama. Artimieji padeda ne tik pinigais – net 90 proc. student\u0173 t\u0117vai perka maisto produkt\u0173, drabu\u017ei\u0173, kuro automobiliui. \u0160i nat\u016brin\u0117 parama studentams yra itin reik\u0161minga ir daugeliui j\u0173 padeda i\u0161laidas suma\u017einti perpus ir daugiau.<\/p>\n

\u201eSwedbank” Asmenini\u0173 finans\u0173 instituto vadov\u0117s Lietuvoje Odetos Blo\u017eien\u0117s teigimu, tokios tendencijos n\u0117ra netik\u0117tos, ta\u010diau svarbu pamin\u0117ti, kad kartais nepamatuota t\u0117v\u0173 parama studentams gali padaryti me\u0161kos paslaug\u0105.<\/p>\n

\u201eJaunuoliai tur\u0117t\u0173 \u012fvertinti, kad finansin\u0117 pagalba vaikams var\u017eo t\u0117v\u0173 galimybes kaupti senatvei ar tenkinti kitus finansinius poreikius. Be to, neribota parama gali tur\u0117ti neigiamos \u012ftakos jaunuoli\u0173 finansiniams \u012fpro\u010diams ateityje. Pavyzd\u017eiui, jaunam \u017emogui gali b\u016bti sunku savaranki\u0161kai \u012fvertinti b\u016btinus poreikius ateityje, atskirti juos nuo nor\u0173, mokytis savaranki\u0161kai planuoti savo i\u0161laidas pagal galimybes. Studentas tur\u0117t\u0173 jausti atsakomyb\u0119 u\u017e priimamus finansinius sprendimus, o t\u0117vai – skatinti finansin\u0119 disciplin\u0105 ir atsakomyb\u0119”, – sako O. Blo\u017eien\u0117.<\/p>\n

Nors kas penktas Lietuvos studentas dirba (piln\u0105 ar dal\u012f dienos) ir gauna darbo u\u017emokest\u012f, o kiek ma\u017eiau nei tre\u010ddalio pajamas papildo stipendija, did\u017eioji dauguma (per 90 proc.) jaunuoli\u0173 prisipa\u017e\u012fsta, kad l\u0117\u0161\u0173 jiems bent retkar\u010diais pritr\u016bksta. I\u0161 pad\u0117ties studentai sukasi keliais b\u016bdais – kas antras j\u0173 ma\u017eina vartojim\u0105, tre\u010ddalis jaunuoli\u0173 naudoja santaupas, ketvirtadalis kreipiasi \u012f t\u0117vus. 19 proc. student\u0173 savo finansines spragas u\u017epildo skolindamiesi i\u0161 draug\u0173, dar 3 proc. tampa greit\u0173j\u0173 kredit\u0173 bendrovi\u0173 klientais.<\/p>\n

Remiantis tyrimo duomenimis, studentai ne visada \u017eino tiksl\u0173 gaunam\u0173 pajam\u0173 dyd\u012f, bet savo i\u0161laidas \u012fvardinti jiems papras\u010diau – vidutini\u0161kai studentas per m\u0117nes\u012f i\u0161leid\u017eia 567 Lt. Lyginant gyvenan\u010di\u0173 po vien\u0105 ir su kambariokais student\u0173 bendr\u0105sias i\u0161laidas paai\u0161k\u0117jo, jog jos skiriasi beveik 30 proc.<\/p>\n

Did\u017ei\u0105j\u0105 jaunuoli\u0173 (ir gyvenan\u010di\u0173 atskirai, ir su kambariokais) pajam\u0173 dal\u012f \u201esuvalgo” b\u016bsto i\u0161laikymas. Tiesa, masto ekonomija veikia, tod\u0117l gyvenantys keliese b\u016bstui i\u0161leid\u017eia vidutini\u0161kai 104 Lt ma\u017eiau. Penktadal\u012f i\u0161laid\u0173 studentai skiria maistui, o beveik pus\u0117 maistui tenkan\u010dios sumos – laisvalaikiui.<\/p>\n

Asmenini\u0173 finans\u0173 instituto ekspert\u0173 pasteb\u0117jimu, didel\u0117 dalis student\u0173 savo finansus seka neatid\u017eiai ir tik labai apytiksliai orientuojasi, koks yra i\u0161laid\u0173 j\u0173 poreikiams tenkinti dydis. \u201ePapra\u0161yti i\u0161skaidyti bendrai nurodytas i\u0161laidas \u012f atskiras kategorijas, studentai savo nurodyt\u0105 sum\u0105 gerokai vir\u0161ydavo. Tai gana akivaizd\u017eiai iliustruoja finans\u0173 valdymo \u012fg\u016bd\u017ei\u0173 stok\u0105 ir pernelyg didel\u012f pasitik\u0117jim\u0105 t\u0117v\u0173 parama”, – teigia O. Blo\u017eien\u0117.     <\/p>\n

\u201eT\u0117vams finansin\u0119 pagalb\u0105 reik\u0117t\u0173 traktuoti kaip greitosios pagalbos paslaugas. Jei pacientas, o \u0161iuo atveju studentas, yra kritin\u0117s b\u016bkl\u0117s – b\u0117dos su sveikata, mokslais ar kita nelaim\u0117 – greitoji pagalba atskuba, ta\u010diau visais kitais atvejais teikia tik rekomendacijas ir pas j\u012f nevyksta. Kitu atveju, neribota finansin\u0117 parama ne tik nepadeda ugdyti finans\u0173 valdymo \u012fg\u016bd\u017ei\u0173, bet ir sukuria iliuzij\u0105, kad pinigai yra neribotas i\u0161teklius. Tuo tarpu, jaunuoliams reik\u0117t\u0173 stengtis atsakingai paskirstyti gaunam\u0105 finansin\u0119 param\u0105 ir apsibr\u0117\u017eti, kiek laiko ir kokios finansin\u0117s paramos jie tik\u0117t\u0173si i\u0161 t\u0117v\u0173”, – apibendrina O. Blo\u017eien\u0117.<\/p>\n

Apie tyrim\u0105.<\/em><\/strong> Lietuvos student\u0173 finansin\u0117s situacijos tyrim\u0105 atliko \u201eSwedbank” Asmenini\u0173 finans\u0173 institutas kartu su Lietuvos student\u0173 atstovybi\u0173 s\u0105junga (LSAS) \u0161.m. kovo – baland\u017eio m\u0117nesiais. Tyrime naudojami 8702 respondent\u0173, studijuojan\u010di\u0173 39 \u0161alies auk\u0161tosiose mokyklose, atsakymai.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Nors did\u017eioji dalis jaunuoli\u0173 mano, kad gal\u0117t\u0173 tapti finansi\u0161kai nepriklausomi dar nesulauk\u0119 24 met\u0173, ta\u010diau net 80 procent\u0173 student\u0173 vis dar remia t\u0117vai. Tokius duomenis atskleid\u0117 pirm\u0105 kart\u0105 \u0161alyje \u201eSwedbank” Asmenini\u0173 finans\u0173 instituto ir Lietuvos student\u0173 atstovybi\u0173 s\u0105jungos (LSAS) atliktas reprezentatyvus student\u0173 finansin\u0117s situacijos tyrimas. \u012evertin\u0119 apklausos duomenis, finans\u0173 ekspertai persp\u0117ja, kad ilgalaik\u0117 t\u0117v\u0173 parama […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-15307","post","type-post","status-publish","format-standard","category-aktualijos"],"yoast_head":"\nDid\u017eiosios dalies Lietuvos student\u0173 finansai nuo t\u0117v\u0173 paramos neatsiejami - \u0160ilut\u0117s naujienos<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.silutesnaujienos.lt\/lt\/didziosios-dalies-lietuvos-studentu-finansai-nuo-tevu-paramos-neatsiejami\/\" \/>\n<meta property=\"og:locale\" content=\"lt_LT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Did\u017eiosios dalies Lietuvos student\u0173 finansai nuo t\u0117v\u0173 paramos neatsiejami - \u0160ilut\u0117s naujienos\" \/>\n<meta property=\"og:description\" content=\"Nors did\u017eioji dalis jaunuoli\u0173 mano, kad gal\u0117t\u0173 tapti finansi\u0161kai nepriklausomi dar nesulauk\u0119 24 met\u0173, ta\u010diau net 80 procent\u0173 student\u0173 vis dar remia t\u0117vai. Tokius duomenis atskleid\u0117 pirm\u0105 kart\u0105 \u0161alyje \u201eSwedbank” Asmenini\u0173 finans\u0173 instituto ir Lietuvos student\u0173 atstovybi\u0173 s\u0105jungos (LSAS) atliktas reprezentatyvus student\u0173 finansin\u0117s situacijos tyrimas. \u012evertin\u0119 apklausos duomenis, finans\u0173 ekspertai persp\u0117ja, kad ilgalaik\u0117 t\u0117v\u0173 parama […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.silutesnaujienos.lt\/lt\/didziosios-dalies-lietuvos-studentu-finansai-nuo-tevu-paramos-neatsiejami\/\" \/>\n<meta property=\"og:site_name\" content=\"\u0160ilut\u0117s naujienos\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/silutes.naujienos\/\" \/>\n<meta property=\"article:published_time\" content=\"2012-05-22T10:00:10+00:00\" \/>\n<meta property=\"og:image\" content=\"\/\/silutesnaujienos.lt\/images\/stories\/2012\/05\/18\/thumbnails\/thumb_studentas.jpg\" \/>\n<meta name=\"author\" content=\"\u0160ilut\u0117s naujien\u0173 inf.\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\u0160ilut\u0117s naujien\u0173 inf.\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minut\u0117s\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.silutesnaujienos.lt\\\/lt\\\/didziosios-dalies-lietuvos-studentu-finansai-nuo-tevu-paramos-neatsiejami\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.silutesnaujienos.lt\\\/lt\\\/didziosios-dalies-lietuvos-studentu-finansai-nuo-tevu-paramos-neatsiejami\\\/\"},\"author\":{\"name\":\"\u0160ilut\u0117s naujien\u0173 inf.\",\"@id\":\"https:\\\/\\\/www.silutesnaujienos.lt\\\/lt\\\/#\\\/schema\\\/person\\\/976440ef837444400af3c77c19c61454\"},\"headline\":\"Did\u017eiosios dalies Lietuvos student\u0173 finansai nuo t\u0117v\u0173 paramos neatsiejami\",\"datePublished\":\"2012-05-22T10:00:10+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.silutesnaujienos.lt\\\/lt\\\/didziosios-dalies-lietuvos-studentu-finansai-nuo-tevu-paramos-neatsiejami\\\/\"},\"wordCount\":665,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.silutesnaujienos.lt\\\/lt\\\/#organization\"},\"articleSection\":[\"Aktualijos\"],\"inLanguage\":\"lt-LT\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.silutesnaujienos.lt\\\/lt\\\/didziosios-dalies-lietuvos-studentu-finansai-nuo-tevu-paramos-neatsiejami\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.silutesnaujienos.lt\\\/lt\\\/didziosios-dalies-lietuvos-studentu-finansai-nuo-tevu-paramos-neatsiejami\\\/\",\"url\":\"https:\\\/\\\/www.silutesnaujienos.lt\\\/lt\\\/didziosios-dalies-lietuvos-studentu-finansai-nuo-tevu-paramos-neatsiejami\\\/\",\"name\":\"Did\u017eiosios dalies Lietuvos student\u0173 finansai nuo t\u0117v\u0173 paramos neatsiejami - 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