{"id":15310,"date":"2012-05-28T12:52:42","date_gmt":"2012-05-28T14:52:42","guid":{"rendered":"https:\/\/www.silutesnaujienos.lt\/lt\/puikios-atostogos-ir-neistustejusi-pinigine-suderinama\/"},"modified":"2012-05-28T12:52:42","modified_gmt":"2012-05-28T14:52:42","slug":"puikios-atostogos-ir-neistustejusi-pinigine-suderinama","status":"publish","type":"post","link":"https:\/\/www.silutesnaujienos.lt\/lt\/puikios-atostogos-ir-neistustejusi-pinigine-suderinama\/","title":{"rendered":"Puikios atostogos ir nei\u0161tu\u0161t\u0117jusi pinigin\u0117 \u2013 suderinama!"},"content":{"rendered":"

\"atostogos\"<\/a>Prasid\u0117jusi vasara daugelio mintis vis da\u017eniau nune\u0161a prie j\u016bros, \u012f kalnus, nematytus miestus ar paprast\u0105 trobel\u0119 kaime. Svajojame, kad atostogos bus kupinos nepakartojam\u0173 \u012fsp\u016bd\u017ei\u0173 ir nuotyki\u0173. Deja, neretai atsitinka taip, kad atostogos prisipildo ir r\u016bpes\u010di\u0173 d\u0117l pinig\u0173.<\/strong><\/p>\n

Kaip to i\u0161vengti? Gali skamb\u0117ti keistai, bet, i\u0161 finansin\u0117s pus\u0117s \u017ei\u016brint, atostogos tur\u0117t\u0173 susidaryti i\u0161 trij\u0173 dali\u0173: pasiruo\u0161imo joms, atostogavimo ir gyvenimo po atostog\u0173. Jei visoms \u0161ioms dalims skirsite pakankamai d\u0117mesio, atostogos j\u016bs\u0173 tikrai nenuvils.<\/strong><\/p>\n

Kiekvienam \u017emogui, kiek jis beu\u017edirbt\u0173, naudinga pakeisti j\u012f supan\u010di\u0105 aplink\u0105, nusistov\u0117jus\u012f re\u017eim\u0105, o atostogos – puikiausias metas tai padaryti. Ta\u010diau reikia pasteb\u0117ti, kad vasarai persiritus \u012f antr\u0105j\u0105 pus\u0119 paprastai stebimas \u017eymus vartojam\u0173j\u0173 paskol\u0173 ir kreditini\u0173 korteli\u0173 portfelio augimas, rodantis, jog dar nei\u0161mokome planuoti. Atostogos kasmet, j\u0173 visi laukiame, bet m\u016bs\u0173 pinigin\u0117ms ka\u017ekod\u0117l jos da\u017enai ateina labai netik\u0117tai. Kaip nuo to apsisaugoti?<\/p>\n

Vaistas labai paprastas – i\u0161ankstinis l\u0117\u0161\u0173 kaupimas ir planavimas. Juk apie tai, kad ateis vasara ir nor\u0117sis atostog\u0173, visi \u017einojome jau pernai…<\/p>\n

\u017dinoma, b\u016bna i\u0161skirtini\u0173 atvej\u0173, kuomet pails\u0117ti i\u0161siruo\u0161iama paskutin\u0119 minut\u0119. Tarp lietuvi\u0173 toki\u0173 \u017emoni\u0173 itin daug: apklaus\u0173 duomenimis, kas penktas \u0161alies gyventojas atostogas pradeda planuoti likus m\u0117nesiui iki j\u0173 prad\u017eios, daugelis susir\u016bpina vos prie\u0161 por\u0105 savai\u010di\u0173 ar netgi likus tik kelioms dienoms. Sen\u0173j\u0173 Europos valstybi\u0173 gyventojai tuo tarpu laikosi nusistov\u0117jusi\u0173 tradicij\u0173 ir atostogas planuoja ma\u017eiausiai prie\u0161 metus.<\/p>\n

Sakysite, taip yra d\u0117l to, kad ten \u017emon\u0117s turtingesni, gali sau daugiau leisti, planuoti \u012fsp\u016bdingesnes ir brangesnes keliones? Tiesos tame, \u017einoma, yra. Ta\u010diau neabejotina yra ir tai, kad, atostogauti i\u0161siruo\u0161\u0119 paskutin\u0119 minut\u0119, negalime b\u016bti tikri, jog poilsis bus visavertis ir laik\u0105 i\u0161naudosime prasmingai. Be to, tik\u0117tina, kad i\u0161leisime daugiau.<\/p>\n

\"atostogos<\/a>Kad pavykt\u0173 s\u0117kmingai suplanuoti atostogas, pirmiausia reikia suskai\u010diuoti, kokios sumos reik\u0117t\u0173 j\u016bs\u0173 svajoni\u0173 atostogoms. Jei paskai\u010diav\u0119 pamatysite, kad finansin\u0117 situacija \u0161iuo metu niekaip neleid\u017eia \u012fgyvendinti grandiozini\u0173 atostog\u0173 plan\u0173, nusiminti neverta.<\/p>\n

Yra ir kitas, n\u0117 kiek ne blogesnis, atostog\u0173 planavimo b\u016bdas: apskai\u010diuokite sum\u0105, kuri\u0105 galite sutaupyti iki numatyto atostog\u0173 laiko, ir imkite jas planuoti taip, kad kuo daugiau pamatytum\u0117te ir patirtum\u0117te nei\u0161leisdami n\u0117 lito daugiau, nei esate numat\u0119. Pamatysite, kad tereikia tik \u0161iek tiek fantazijos ir laiko planuojant, kad \u012fsp\u016bdingos atostogos kainuot\u0173 visai nedaug. Juk, pavyzd\u017eiui, l\u0117ktuvo biliet\u0173 kainos tam tikromis dienomis gali b\u016bti ma\u017eesn\u0117s – tad kod\u0117l neskyrus \u0161iek tiek laiko pasi\u017evalgymui?<\/p>\n

Svarbu nepamir\u0161ti, kad bet kur atostogaudami galite sutaupyti arba u\u017e tas pa\u010dias i\u0161laidas gauti daugiau. \u201eEurobarometro” duomenimis, siekdami suma\u017einti i\u0161laidas atostogoms tiek europie\u010diai, tiek lietuviai da\u017eniausiai taupo jas trumpindami, ie\u0161kodami pigesni\u0173 apgyvendinimo paslaug\u0173 ar atostogaudami ar\u010diau nam\u0173, o i\u0161vyk\u0119 atostogauti atsisako brangi\u0173 pramog\u0173 ir apsilankym\u0173 restoranuose.<\/p>\n

Dar planuodami atostogas b\u016btinai pagalvokite, k\u0105 i\u0161 tikr\u0173j\u0173 galite sau leisti, apsvarstykite visas galimybes ir pasirinkite geriausiai j\u016bs\u0173 l\u016bkes\u010dius ir finansines galimybes atitinkant\u012f variant\u0105.<\/p>\n

I\u0161 anksto visk\u0105 gerai suplanav\u0119 pails\u0117site ne tik nuo pareig\u0173 darbe, bet ir nuo nuolatinio m\u0105stymo apie tai, kaip pernelyg daug nei\u0161leisti, kai ir \u012f vietin\u012f prabang\u0173 restoran\u0105 ar naktin\u012f klub\u0105 norisi, ir brangios ekskursijos taip vilioja, o galvos neapleid\u017eia mintis, jog, gr\u012f\u017eus namo, iki kito atlyginimo dar reik\u0117s i\u0161gyventi vis\u0105 m\u0117nes\u012f.<\/p>\n

Suvaldyti i\u0161laidas atostogoms pad\u0117s ir tai, jei i\u0161 anksto pasir\u016bpinsite keliais, atrodyt\u0173, smulkiais, bet i\u0161 ties\u0173 labai svarbiais dalykais.<\/p>\n

Pavyzd\u017eiui, jei keliaujate \u012f u\u017esienio \u0161al\u012f, i\u0161 anksto pasir\u016bpinkite reikalinga tos \u0161alies valiutos suma. Jei nepaliksite to paskutinei minutei, galb\u016bt pavyks pasinaudoti geriausiu keitimo kursu. Taip pat pasidom\u0117kite atsiskaitymo mok\u0117jimo kortel\u0117mis ir pinig\u0173 i\u0161gryninimo \u012fkainiais tose \u0161alyse – galb\u016bt ir tai pad\u0117s sutaupyti. Na, ir tikriausiai neverta n\u0117 kartoti, kad nesuklysite paie\u0161koje keli\u0173 nakvyn\u0117s variant\u0173 (pavyzd\u017eiui, apsistoti gretimame ma\u017eesniame miestelyje, net ir \u012fvertinus kelion\u0117s iki didmies\u010dio i\u0161laidas, gali b\u016bti gerokai pigiau nei apsistoti pa\u010diame didmiestyje), pasirink\u0119 nuomotis kuo ekonomi\u0161kesn\u012f automobil\u012f, re\u010diau valgydami mieste ir da\u017eniau u\u017ek\u0105sdami ten, kur apsistojote, ir taip toliau.<\/p>\n

Visa tai gali skamb\u0117ti labai paprastai, ta\u010diau da\u017eniausiai b\u016btent paprastiems dalykams ir tenka did\u017eiausia neplanuot\u0173 i\u0161laid\u0173 dalis. Prisiminkite, kad \u012f kainas daugelyje turist\u0173 gausiai lankom\u0173 valstybi\u0173 verta \u017ei\u016br\u0117ti kaip \u012f deryb\u0173 objekt\u0105, i\u0161naudokite nuolaidas tam tikroms am\u017eiaus grup\u0117s, studentams, vaikams ir pan.<\/p>\n

Didesn\u0117 tikimyb\u0117, kad suvenyr\u0173 ir lauktuvi\u0173 pigiau \u012fsigysite neapmuitint\u0173 preki\u0173 parduotuv\u0117se oro uostose, o ne turist\u0173 itin lankomose \u0161alies vietose. Be to, \u012fvairiais brangiai kainuojan\u010dias smulkmenas galite pakeisti savo artimiesiems ir bi\u010diuliams sureng\u0119 jauk\u0173 vakar\u0105, kurio metu pasidalintum\u0117te \u012fsp\u016bd\u017eiais i\u0161 kelion\u0117s.<\/p>\n

\u017dinoma, taupant prie\u0161 ir per atostogas persistengti taip pat nereik\u0117t\u0173. Svarbiausia, kad poilsio planavimas ir pats poilsis jums teikt\u0173 malonum\u0105 – juk ne \u012f karo stovykl\u0105 va\u017eiuojate. Nesigail\u0117kite, kad i\u0161leidote tuos atostogoms skirtus pinigus.<\/p>\n

Vis\u0173 ateinan\u010di\u0173 met\u0173 veiklos rezultatai, savijauta bei keli\u0173 artimiausi\u0173 m\u0117nesi\u0173 finansin\u0117 situacija  didele dalimi priklausys nuo to, kaip suplanuosite ir praleisite tas kelias tik poilsiui ir pramogoms skirtas savaites.<\/p>\n

Kad atostog\u0173 metu patirt\u0173 \u012fsp\u016bd\u017ei\u0173 neu\u017etemdyt\u0173 pinig\u0173 stygius gr\u012f\u017eus namo, kaip jau min\u0117ta, vert\u0117t\u0173 i\u0161 anksto kaupti papildom\u0105, nors ir kukl\u0173, pinig\u0173 rezerv\u0105 atostogoms, nes atostoginiai, gaunami prie\u0161 poilsio dienas, n\u0117ra priemoka prie darbo u\u017emokes\u010dio. Tai atlyginimas, mokamas u\u017e dienas, kurias j\u016bs galite neiti \u012f darb\u0105. Jei, pavyzd\u017eiui, atostogausite dvi savaites liepos prad\u017eioje, rugpj\u016bt\u012f gausite perpus ma\u017eesn\u012f darbo u\u017emokest\u012f – tik u\u017e dvi liep\u0105 dirbtas savaites.<\/p>\n

Tod\u0117l, vos gavus atostoginius, i\u0161kart vert\u0117t\u0173 atid\u0117ti reikaling\u0105 sum\u0105 nuolatin\u0117ms i\u0161laidoms – \u012fmokoms u\u017e b\u016bst\u0105, komunaliniams mokes\u010diams, maistui ar degalams.<\/p>\n

Na, o jei nuo suplanuoto atostog\u0173 biud\u017eeto liko pinig\u0173, nesistenkite j\u0173 i\u0161leisti oro uoste paskutiniams pirkiniams – juk \u0161ie pinigai gal\u0117t\u0173 b\u016bti puiki kit\u0173 atostog\u0173 biud\u017eeto prad\u017eia.<\/p>\n","protected":false},"excerpt":{"rendered":"

Prasid\u0117jusi vasara daugelio mintis vis da\u017eniau nune\u0161a prie j\u016bros, \u012f kalnus, nematytus miestus ar paprast\u0105 trobel\u0119 kaime. Svajojame, kad atostogos bus kupinos nepakartojam\u0173 \u012fsp\u016bd\u017ei\u0173 ir nuotyki\u0173. Deja, neretai atsitinka taip, kad atostogos prisipildo ir r\u016bpes\u010di\u0173 d\u0117l pinig\u0173. Kaip to i\u0161vengti? Gali skamb\u0117ti keistai, bet, i\u0161 finansin\u0117s pus\u0117s \u017ei\u016brint, atostogos tur\u0117t\u0173 susidaryti i\u0161 trij\u0173 dali\u0173: pasiruo\u0161imo […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-15310","post","type-post","status-publish","format-standard","category-aktualijos"],"yoast_head":"\nPuikios atostogos ir nei\u0161tu\u0161t\u0117jusi pinigin\u0117 \u2013 suderinama! - \u0160ilut\u0117s naujienos<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.silutesnaujienos.lt\/lt\/puikios-atostogos-ir-neistustejusi-pinigine-suderinama\/\" \/>\n<meta property=\"og:locale\" content=\"lt_LT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Puikios atostogos ir nei\u0161tu\u0161t\u0117jusi pinigin\u0117 \u2013 suderinama! - \u0160ilut\u0117s naujienos\" \/>\n<meta property=\"og:description\" content=\"Prasid\u0117jusi vasara daugelio mintis vis da\u017eniau nune\u0161a prie j\u016bros, \u012f kalnus, nematytus miestus ar paprast\u0105 trobel\u0119 kaime. Svajojame, kad atostogos bus kupinos nepakartojam\u0173 \u012fsp\u016bd\u017ei\u0173 ir nuotyki\u0173. Deja, neretai atsitinka taip, kad atostogos prisipildo ir r\u016bpes\u010di\u0173 d\u0117l pinig\u0173. Kaip to i\u0161vengti? Gali skamb\u0117ti keistai, bet, i\u0161 finansin\u0117s pus\u0117s \u017ei\u016brint, atostogos tur\u0117t\u0173 susidaryti i\u0161 trij\u0173 dali\u0173: pasiruo\u0161imo […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.silutesnaujienos.lt\/lt\/puikios-atostogos-ir-neistustejusi-pinigine-suderinama\/\" \/>\n<meta property=\"og:site_name\" content=\"\u0160ilut\u0117s naujienos\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/silutes.naujienos\/\" \/>\n<meta property=\"article:published_time\" content=\"2012-05-28T14:52:42+00:00\" \/>\n<meta property=\"og:image\" content=\"\/\/silutesnaujienos.lt\/images\/stories\/2012\/05\/25\/thumbnails\/thumb_atostogos.jpg\" \/>\n<meta name=\"author\" content=\"\u0160ilut\u0117s naujien\u0173 inf.\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\u0160ilut\u0117s naujien\u0173 inf.\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minut\u0117s\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.silutesnaujienos.lt\\\/lt\\\/puikios-atostogos-ir-neistustejusi-pinigine-suderinama\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.silutesnaujienos.lt\\\/lt\\\/puikios-atostogos-ir-neistustejusi-pinigine-suderinama\\\/\"},\"author\":{\"name\":\"\u0160ilut\u0117s naujien\u0173 inf.\",\"@id\":\"https:\\\/\\\/www.silutesnaujienos.lt\\\/lt\\\/#\\\/schema\\\/person\\\/976440ef837444400af3c77c19c61454\"},\"headline\":\"Puikios atostogos ir nei\u0161tu\u0161t\u0117jusi pinigin\u0117 \u2013 suderinama!\",\"datePublished\":\"2012-05-28T14:52:42+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.silutesnaujienos.lt\\\/lt\\\/puikios-atostogos-ir-neistustejusi-pinigine-suderinama\\\/\"},\"wordCount\":1034,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.silutesnaujienos.lt\\\/lt\\\/#organization\"},\"articleSection\":[\"Aktualijos\"],\"inLanguage\":\"lt-LT\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.silutesnaujienos.lt\\\/lt\\\/puikios-atostogos-ir-neistustejusi-pinigine-suderinama\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.silutesnaujienos.lt\\\/lt\\\/puikios-atostogos-ir-neistustejusi-pinigine-suderinama\\\/\",\"url\":\"https:\\\/\\\/www.silutesnaujienos.lt\\\/lt\\\/puikios-atostogos-ir-neistustejusi-pinigine-suderinama\\\/\",\"name\":\"Puikios atostogos ir nei\u0161tu\u0161t\u0117jusi pinigin\u0117 \u2013 suderinama! 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- \u0160ilut\u0117s naujienos","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.silutesnaujienos.lt\/lt\/puikios-atostogos-ir-neistustejusi-pinigine-suderinama\/","og_locale":"lt_LT","og_type":"article","og_title":"Puikios atostogos ir nei\u0161tu\u0161t\u0117jusi pinigin\u0117 \u2013 suderinama! - \u0160ilut\u0117s naujienos","og_description":"Prasid\u0117jusi vasara daugelio mintis vis da\u017eniau nune\u0161a prie j\u016bros, \u012f kalnus, nematytus miestus ar paprast\u0105 trobel\u0119 kaime. Svajojame, kad atostogos bus kupinos nepakartojam\u0173 \u012fsp\u016bd\u017ei\u0173 ir nuotyki\u0173. Deja, neretai atsitinka taip, kad atostogos prisipildo ir r\u016bpes\u010di\u0173 d\u0117l pinig\u0173. Kaip to i\u0161vengti? 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