{"id":15360,"date":"2012-12-10T14:33:25","date_gmt":"2012-12-10T16:33:25","guid":{"rendered":"https:\/\/www.silutesnaujienos.lt\/lt\/13-patarimu-kaip-sutaupyti-per-kaledas\/"},"modified":"2012-12-10T14:33:25","modified_gmt":"2012-12-10T16:33:25","slug":"13-patarimu-kaip-sutaupyti-per-kaledas","status":"publish","type":"post","link":"https:\/\/www.silutesnaujienos.lt\/lt\/13-patarimu-kaip-sutaupyti-per-kaledas\/","title":{"rendered":"13 patarim\u0173, kaip sutaupyti per Kal\u0117das"},"content":{"rendered":"

\"686522<\/a>Kal\u0117dos \u2013 ne tik viena gra\u017eiausi\u0173, bet ir daugiausia i\u0161laid\u0173 reikalaujan\u010di\u0173 met\u0173 \u0161ven\u010di\u0173. Jei joms prad\u0117site ruo\u0161tis i\u0161 anksto, i\u0161vengsite daug r\u016bpes\u010di\u0173 ir nema\u017eai sutaupysite. <\/strong><\/p>\n

Pasak finans\u0173 specialist\u0173, <\/strong>Kal\u0117dos ir Naujieji metai nevirs pinigus ryjan\u010diu drakonu, jei i\u0161laidas planuosime i\u0161 anksto ir apgalvotai.<\/b><\/strong><\/p>\n

    \n
  1. Planuokite<\/strong>. Kal\u0117dos b\u016bna kasmet, bet m\u016bs\u0173 pinigines da\u017enai u\u017eklumpa \u201enetik\u0117tai\u201c. Tod\u0117l gra\u017eiausiai met\u0173 \u0161ventei ruo\u0161kit\u0117s i\u0161 anksto \u2013 planuokite b\u016bsimas i\u0161laidas ir pasistenkite sutaupyti reikiam\u0105 sum\u0105 dar iki gruod\u017eio. Kuo anks\u010diau prad\u0117site, tuo lengviau bus j\u0105 sukaupti.<\/li>\n
  2. Pinigus ryjan\u010dios smulkmenos<\/strong>. Sutaupyti Kal\u0117d\u0173 dovanoms galite atsisak\u0119 neb\u016btin\u0173 kasdieni\u0173 i\u0161laid\u0173. Apskai\u010diuokite, kiek taupykl\u0117je atsiras pinig\u0117li\u0173, jei, pavyzd\u017eiui, kasdien sav\u0119s nelepinsite \u0161okolado baton\u0117liu ar kitomis pinigus ryjan\u010diomis smulkmenomis.<\/li>\n
  3. Suma<\/strong>. Per Kal\u0117das dovanomis norisi apipilti visus \u0161eimos narius, draugus, pa\u017e\u012fstamus ar net augintinius. Kuo brangesnis mums \u017emogus, tuo brangesn\u0119 dovan\u0105 norisi padovanoti, bet… Kiek galite sau leisti per \u0161ias Kal\u0117das, turi padiktuoti j\u016bs\u0173 finansai. \u012evertin\u0119 b\u016btinas gyvenimo i\u0161laidas, trumpalaikius ir ilgalaikius finansinius \u012fsipareigojimus, apskai\u010diuokite, kiek lieka laisv\u0173 pinig\u0173 \u0161vent\u0117ms.<\/li>\n
  4. Nesiskolinkite<\/strong>. Skolintis pinig\u0173 Kal\u0117doms nepatartina, nes kad ir kaip b\u016bt\u0173 linksma, neverta susigadinti ateinan\u010di\u0173 met\u0173 baisiomis skol\u0173 pagiriomis. Juk Kal\u0117dos \u2013 tik viena diena per metus. Na, gerai, dvi. Jei vis d\u0117lto nuspr\u0119site skolintis, pirkiniams naudokite kreditin\u0119 kortel\u0119 su atid\u0117jimu. Gr\u0105\u017einus pinigus iki numatytos datos, jums nereik\u0117s mok\u0117ti pal\u016bkan\u0173 u\u017e pasiskolinim\u0105.<\/li>\n
  5. Dovan\u0173 biud\u017eetas<\/strong>. Sudarykite s\u0105ra\u0161\u0105 \u017emoni\u0173, kuriems planuojate teikti dovanas. Sudarytame s\u0105ra\u0161e greta vard\u0173 nurodykite planuojam\u0105 pinig\u0173 limit\u0105 to \u017emogaus dovanai. Tai pad\u0117s numatyti ir suplanuoti Kal\u0117d\u0173 dovan\u0173 biud\u017eet\u0105.<\/li>\n
  6. Galvokite!<\/strong> Sudar\u0119 s\u0105ra\u0161\u0105 \u017emoni\u0173, kuriems planuojate dovanoti dovanas, pagalvokite, ar tikrai reikia visiems pirkti dovanas? Galb\u016bt mokate pie\u0161ti, lipdyti, kurti eiles, o gal galite i\u0161kepti sausaini\u0173, padovanoti savo gamybos uogien\u0117s ar numegzti \u0161alik\u0105? Laiko dar yra, prisiminkite rankdarbius \u2013 jau kelet\u0105 met\u0173 vyrauja tendencija ne pirkti, o gaminti dovanas, tad pagalvokite, k\u0105 gal\u0117tum\u0117te sukurti ar pagaminti \u0161iemet.<\/li>\n
  7. Nepasiduokite silpnyb\u0117ms<\/strong>. Vaik\u0161\u010diodami po parduotuves ir ie\u0161kodami dovan\u0173 draugams ir artimiesiems pasistenkite atsispirti pagundai \u012fsigyti ka\u017ek\u0105 sau. Jei nepasiduosite silpnyb\u0117ms, banko s\u0105skaita po \u0161ven\u010di\u0173 bus pilnesn\u0117 arba neteks skolintis dovanoms.<\/li>\n
  8. Apsipirkimas<\/strong>. Dovan\u0173 (ypa\u010d didesni\u0173 pirkini\u0173) dairykit\u0117s i\u0161 anksto \u2013 nors gruod\u017eio m\u0117nes\u012f skelbiama nema\u017eai akcij\u0173, da\u017eniausiai viskas kainuoja kiek brangiau nei kitus 11 met\u0173 m\u0117nesi\u0173, nes pamir\u0161usi\u0173j\u0173 pasir\u016bpinti dovanomis i\u0161 anksto visada bus. Palyginkite t\u0173 pa\u010di\u0173 preki\u0173 kainas skirtingose prekybos vietose \u2013 nustebsite, kaip jos gali skirtis.<\/li>\n
  9. Dovan\u0173 spintel\u0117<\/strong>. Jei dovanomis r\u016bpinat\u0117s i\u0161 anksto, pamat\u0119 prek\u0119 su nuolaida ar tiesiog \u201e2 u\u017e 1 kain\u0105\u201c, kas gal\u0117t\u0173 tikti dovanoms, \u012fsigykite ir tokius pirkinius kaupkite savo dovan\u0173 spintel\u0117je. Jos turinys v\u0117liau sutaupys daug pinig\u0173 ir laiko. Tik b\u016bkite racional\u016bs ir steb\u0117kite, kad spintel\u0117 nevirst\u0173 spinta.<\/li>\n
  10. Prasmingas sprendimas<\/strong>. Sutaupyti galite dovanodami vien\u0105 dovan\u0105 \u0161eimai, u\u017euot apdovanoj\u0119 kiekvien\u0105 \u0161eimos nar\u012f atskirai. Dovana \u0161eimai gal\u0117t\u0173 b\u016bti, pavyzd\u017eiui, stalo \u017eaidimas, subursiantis ne tik vis\u0105 \u0161eim\u0105, bet ir draugus.<\/li>\n
  11. Slaptas Kal\u0117d\u0173 Senelis. Galite sukurti nauj\u0105 \u0161eimos ar draug\u0173 b\u016brio tradicij\u0105. Pavyzd\u017eiui, slaptas Kal\u0117d\u0173 Senelis: i\u0161 vis\u0173 draug\u0173 ar \u0161eimos nari\u0173 s\u0105ra\u0161o kiekvienas i\u0161sitraukia tik vien\u0105 vard\u0105 to, kuriam \u0161iemet pirks dovan\u0105. Taigi vienam \u017emogui reik\u0117s nupirkti tik vien\u0105 dovan\u0105. Galite apsikeisti ne dovanomis, o gra\u017eiais pa\u017eadais, arba inicijuokite keitim\u0105si savo padarytais ar nenaujais daiktais \u2013 tai ne tik paskatins kiekvieno i\u0161radingum\u0105, bet ir padarys Kal\u0117d\u0173 \u0161vent\u0119 nepaprast\u0105.<\/li>\n
  12. Eglut\u0117<\/strong>. Vietoj tikros eglut\u0117s naudokite dirbtin\u0119 \u2013 j\u0105 gal\u0117site puo\u0161ti ne vienus metus. Neskub\u0117kite pirkti nauj\u0173 papuo\u0161al\u0173 ar girliand\u0173 \u2013 \u0161i\u0105 k\u016brybin\u0119 u\u017eduot\u012f galite atlikti patys arba patik\u0117ti vaikams. Tai pad\u0117s ne tik sutaupyti, bet ir daugiau laiko praleisti su artimaisiais, kartu kuriant popierines girliandas bei eglut\u0117s \u017eaisliukus.<\/li>\n
  13. Vakar\u0117liai<\/strong>. Per \u0161ventes turb\u016bt ne tik s\u0117site prie K\u016b\u010di\u0173 ar Kal\u0117d\u0173 stalo, bet ir lankysite artimuosius, draugus ir \u0161v\u0119site darboviet\u0117je. Taigi apgalvoti vakar\u0117li\u0173 strategij\u0105 tiesiog b\u016btina! Kur valgysite K\u016b\u010di\u0173 vakarien\u0119? Pasitarkite su t\u0117vais ir kitais artimaisiais, pas k\u0105 patogiau visiems susirinkti, kas kokiais patiekalais gali pasir\u016bpinti, kad visiems netekt\u0173 gaminti 12 tradicini\u0173 patiekal\u0173. Jei dirbate nedideliame kolektyve, patys organizuodami Kal\u0117d\u0173 vakar\u0117l\u012f biuro patalpose ar vieno i\u0161 koleg\u0173 namuose sutaupysite pinig\u0173, kuri\u0173 reik\u0117t\u0173 patalp\u0173 nuomai ir rengini\u0173 organizatoriams. Taip pat galite atsisakyti tradicinio keitimosi dovan\u0117l\u0117mis, o vietoj j\u0173 apsikeisti gra\u017eiais link\u0117jimais ar linksmomis u\u017eduotimis.<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"

    Kal\u0117dos \u2013 ne tik viena gra\u017eiausi\u0173, bet ir daugiausia i\u0161laid\u0173 reikalaujan\u010di\u0173 met\u0173 \u0161ven\u010di\u0173. Jei joms prad\u0117site ruo\u0161tis i\u0161 anksto, i\u0161vengsite daug r\u016bpes\u010di\u0173 ir nema\u017eai sutaupysite. Pasak finans\u0173 specialist\u0173, Kal\u0117dos ir Naujieji metai nevirs pinigus ryjan\u010diu drakonu, jei i\u0161laidas planuosime i\u0161 anksto ir apgalvotai. Planuokite. Kal\u0117dos b\u016bna kasmet, bet m\u016bs\u0173 pinigines da\u017enai u\u017eklumpa \u201enetik\u0117tai\u201c. Tod\u0117l gra\u017eiausiai […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-15360","post","type-post","status-publish","format-standard","category-aktualijos"],"yoast_head":"\n13 patarim\u0173, kaip sutaupyti per Kal\u0117das - \u0160ilut\u0117s naujienos<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.silutesnaujienos.lt\/lt\/13-patarimu-kaip-sutaupyti-per-kaledas\/\" \/>\n<meta property=\"og:locale\" content=\"lt_LT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"13 patarim\u0173, kaip sutaupyti per Kal\u0117das - \u0160ilut\u0117s naujienos\" \/>\n<meta property=\"og:description\" content=\"Kal\u0117dos \u2013 ne tik viena gra\u017eiausi\u0173, bet ir daugiausia i\u0161laid\u0173 reikalaujan\u010di\u0173 met\u0173 \u0161ven\u010di\u0173. Jei joms prad\u0117site ruo\u0161tis i\u0161 anksto, i\u0161vengsite daug r\u016bpes\u010di\u0173 ir nema\u017eai sutaupysite. Pasak finans\u0173 specialist\u0173, Kal\u0117dos ir Naujieji metai nevirs pinigus ryjan\u010diu drakonu, jei i\u0161laidas planuosime i\u0161 anksto ir apgalvotai. Planuokite. Kal\u0117dos b\u016bna kasmet, bet m\u016bs\u0173 pinigines da\u017enai u\u017eklumpa \u201enetik\u0117tai\u201c. 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\u0160ilut\u0117s naujienos","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.silutesnaujienos.lt\/lt\/13-patarimu-kaip-sutaupyti-per-kaledas\/","og_locale":"lt_LT","og_type":"article","og_title":"13 patarim\u0173, kaip sutaupyti per Kal\u0117das - \u0160ilut\u0117s naujienos","og_description":"Kal\u0117dos \u2013 ne tik viena gra\u017eiausi\u0173, bet ir daugiausia i\u0161laid\u0173 reikalaujan\u010di\u0173 met\u0173 \u0161ven\u010di\u0173. Jei joms prad\u0117site ruo\u0161tis i\u0161 anksto, i\u0161vengsite daug r\u016bpes\u010di\u0173 ir nema\u017eai sutaupysite. Pasak finans\u0173 specialist\u0173, Kal\u0117dos ir Naujieji metai nevirs pinigus ryjan\u010diu drakonu, jei i\u0161laidas planuosime i\u0161 anksto ir apgalvotai. Planuokite. Kal\u0117dos b\u016bna kasmet, bet m\u016bs\u0173 pinigines da\u017enai u\u017eklumpa \u201enetik\u0117tai\u201c. Tod\u0117l gra\u017eiausiai […]","og_url":"https:\/\/www.silutesnaujienos.lt\/lt\/13-patarimu-kaip-sutaupyti-per-kaledas\/","og_site_name":"\u0160ilut\u0117s naujienos","article_publisher":"https:\/\/www.facebook.com\/silutes.naujienos\/","article_published_time":"2012-12-10T16:33:25+00:00","og_image":[{"url":"\/\/silutesnaujienos.lt\/images\/stories\/2012\/12\/04\/thumbnails\/thumb_686522_46600712.jpg","type":"","width":"","height":""}],"author":"\u0160ilut\u0117s naujien\u0173 inf.","twitter_card":"summary_large_image","twitter_misc":{"Written by":"\u0160ilut\u0117s naujien\u0173 inf.","Est. reading time":"4 minut\u0117s"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.silutesnaujienos.lt\/lt\/13-patarimu-kaip-sutaupyti-per-kaledas\/#article","isPartOf":{"@id":"https:\/\/www.silutesnaujienos.lt\/lt\/13-patarimu-kaip-sutaupyti-per-kaledas\/"},"author":{"name":"\u0160ilut\u0117s naujien\u0173 inf.","@id":"https:\/\/www.silutesnaujienos.lt\/lt\/#\/schema\/person\/976440ef837444400af3c77c19c61454"},"headline":"13 patarim\u0173, kaip sutaupyti per Kal\u0117das","datePublished":"2012-12-10T16:33:25+00:00","mainEntityOfPage":{"@id":"https:\/\/www.silutesnaujienos.lt\/lt\/13-patarimu-kaip-sutaupyti-per-kaledas\/"},"wordCount":793,"commentCount":0,"publisher":{"@id":"https:\/\/www.silutesnaujienos.lt\/lt\/#organization"},"articleSection":["Aktualijos"],"inLanguage":"lt-LT","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.silutesnaujienos.lt\/lt\/13-patarimu-kaip-sutaupyti-per-kaledas\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.silutesnaujienos.lt\/lt\/13-patarimu-kaip-sutaupyti-per-kaledas\/","url":"https:\/\/www.silutesnaujienos.lt\/lt\/13-patarimu-kaip-sutaupyti-per-kaledas\/","name":"13 patarim\u0173, kaip sutaupyti per Kal\u0117das - 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