{"id":25251,"date":"2020-10-18T08:00:29","date_gmt":"2020-10-18T05:00:29","guid":{"rendered":"https:\/\/www.silutesnaujienos.lt\/lt\/?p=25251"},"modified":"2020-10-16T11:41:54","modified_gmt":"2020-10-16T08:41:54","slug":"trys-didziausios-gresmes-namams-kaip-nuo-ju-apsisaugoti","status":"publish","type":"post","link":"https:\/\/www.silutesnaujienos.lt\/lt\/trys-didziausios-gresmes-namams-kaip-nuo-ju-apsisaugoti\/","title":{"rendered":"Trys did\u017eiausios gr\u0117sm\u0117s namams: kaip nuo j\u0173 apsisaugoti?"},"content":{"rendered":"

\u0160i\u0105 vasar\u0105 ypa\u010d daug nuostoli\u0173 pridar\u0117 audros<\/strong><\/p>\n

\u201eDa\u017enas apie namams ir jame esan\u010diam turtui kylan\u010dias gr\u0117smes nesusim\u0105sto tol, kol pats su jomis nesusiduria. Ta\u010diau nelaim\u0117 gali u\u017eklupti labai netik\u0117tai ir pridaryti itin dideli\u0173 nuostoli\u0173. To pavyzdys \u2013 \u0161iemet bir\u017eel\u012f pra\u016b\u017eusios audros, kuri\u0173 metu nukent\u0117jo ne\u012fprastai daug gyventoj\u0173. Stiprus v\u0117jas ant nam\u0173 vert\u0117 med\u017eius, pl\u0117\u0161\u0117 stogus, apgadino kitas konstrukcijas, lietaus vanduo liejo patalpas, o kru\u0161a dau\u017e\u0117 nam\u0173 langus, niokojo \u0161iltnamius ir pav\u0117sines\u201c, \u2013 sako ERGO Priva\u010di\u0173 klient\u0173 draudimo skyriaus vadov\u0117 Au\u0161ra Jus\u0117.<\/p>\n

Visgi pastebima, kad dar da\u017eniau audra gyventojus palieka ne su apgadintu stogu ar i\u0161dau\u017etais langais, bet su sugadintais elektros prietaisais. Esant prastoms oro s\u0105lygoms, namuose kyla elektros \u012ftampos svyravimai, kuri\u0173 pasekm\u0117s \u2013 kelis t\u016bkstan\u010dius eur\u0173 siekiantys nuostoliai. Gyventojai draudimo bendrovei prane\u0161a, kad namuose dingus elektrai, sugenda tuo metu naudoti elektros prietaisai. \u0160iemet gautas ne vienas prane\u0161imas apie nepataisomai sugedus\u012f i\u0161man\u0173j\u012f televizori\u0173, sugedusias elektrines virykles, \u0161aldytuvus. Vienam gyventojui po nakt\u012f kilusios audros nebeveik\u0117 n\u0117 vienas virtuv\u0117je esantis elektros prietaisas, kitam d\u0117l \u012ftampos svyravim\u0173 tr\u016bko \u0161ildymo katilas ir sprogo vamzd\u017eiai.<\/p>\n

Anot A. Jus\u0117s, pagal namams ir j\u0173 turtui padarom\u0173 nuostoli\u0173 dyd\u012f gamtos stichijas lenkia tik ugnies ir u\u017eliejimo vandeniu padarytos \u017ealos.<\/p>\n

\u201eUgnis per pra\u0117jusius ir \u0161iuos metus gyventojams atne\u0161\u0117 daugiau kaip 1 mln. eur\u0173 nuostoli\u0173. Gaisro sukeltos \u017ealos, lyginant su kitomis rizikomis, paprastai b\u016bna did\u017eiausios \u2013 ugnis neretai pasiglem\u017eia vis\u0105 \u017emoni\u0173 turt\u0105. Da\u017eniausiai gaisrai namuose kyla d\u0117l netvarkingos elektros instaliacijos arba neatsargaus elektros prietais\u0173 naudojimo, o prasid\u0117jus \u0161ildymo sezonui \u2013 ir d\u0117l netvarking\u0173 kamin\u0173 nuosavuose namuose\u201c \u2013 sako A. Jus\u0117.<\/p>\n

Tr\u016bk\u0119 vamzd\u017eiai \u2013 ne juokas<\/strong><\/p>\n

Visgi da\u017eniausiai nuostoli\u0173 gyventojai patiria d\u0117l i\u0161 pa\u017ei\u016bros visai ne tokios ir gr\u0117smingos nelaim\u0117s \u2013 prakiurusio ar tr\u016bkusio vamzd\u017eio, skalbimo ma\u0161inos \u017earnel\u0117s ar kit\u0173 santechnini\u0173 gedim\u0173. D\u0117l nam\u0173 u\u017eliejimo vandeniu per pra\u0117jusius ir \u0161iuos metus ERGO klientai patyr\u0117 beveik 1,3 mln. eur\u0173 nuostoli\u0173.<\/p>\n

\u201eNamuose ar kaimyn\u0173 bute tr\u016bk\u0119s vamzdis gali u\u017elieti ir apgadinti sienas, grindis, lubas, b\u016bsto apdail\u0105, baldus ir buitin\u0119 technik\u0105. Toki\u0173 nuostoli\u0173 neb\u016btinai pavyksta i\u0161vengti net ir tinkamai pri\u017ei\u016brint savo nam\u0173 santechnin\u0119 sistem\u0105. Nelaim\u0117 visuomet gali \u012fvykti pas auk\u0161\u010diau gyvenan\u010dius kaimynus. Be abejo, gyventojai tur\u0117t\u0173 b\u016bti budr\u016bs, pasikeisti senus sur\u016bdijusius vamzd\u017eius, neignoruoti net ir, atrodyt\u0173, nestipriai i\u0161 prakiurusio vamzd\u017eio ar \u017earnel\u0117s tekan\u010dio vandens. Norint nepriklausyti vien nuo likimo, svarbu savo turt\u0105 ir apdrausti\u201c, \u2013 sako A. Jus\u0117.<\/p>\n

Vandens \u017ealos ne tik itin da\u017enos, bet ir sud\u0117tingos \u2013 j\u0173 sukeliami nuostoliai neretai siekia ir keliasde\u0161imt t\u016bkstan\u010di\u0173 eur\u0173. ERGO \u0161iemet fiksavo vandentiekio avarij\u0105, kai tr\u016bkus vamzd\u017eiui buvo ne tik sulietos gyvenamosios patalpos, bet ir \u012fgriuvo grindys, o bendri kliento patirti nuostoliai siek\u0117 30 t\u016bkst. eur\u0173. Kitas da\u017enas atvejis \u2013 kaimyn\u0173 u\u017eliejimas, kurio metu nuken\u010dia ne tik auk\u0161tu \u017eemiau esantis b\u016btas, bet ir visi lik\u0119 kaimynai iki pat pirmojo auk\u0161to.<\/p>\n

Draud\u017eiant namus \u2013 dovan\u0173 papildomas draudimas<\/strong><\/p>\n

Norint apdrausti savo namus, \u0161iuo metu tai padaryti galima dar palankesn\u0117mis s\u0105lygomis, nes visiems savo b\u016bst\u0105 nuo spalio 15 d. iki 2021 met\u0173 vasario 1 d. draud\u017eiantiems gyventojams ERGO turi special\u0173 pasi\u016blym\u0105. \u0160iuo laikotarpiu sudarant metines nam\u0173 turto draudimo sutartis, suteikiamos dvigubai didesn\u0117s draudimo sumos su \u012ftamp\u0173 svyravimais, vidiniais gedimais ir dvira\u010di\u0173 vagyst\u0117mis susijusioms rizikoms. Nuostoliai d\u0117l \u012ftamp\u0173 svyravimo (pavyzd\u017eiui, d\u0117l \u017eaibo i\u0161krovos sugedus elektros prietaisams) nuo \u0161iol apdraud\u017eiami 12 t\u016bkst. eur\u0173 suma, nuostoliai d\u0117l namuose esan\u010di\u0173 prietais\u0173 ir \u012frangos gedimo \u2013 20 t\u016bkst. eur\u0173, o nuostoliai, susij\u0119 su dvira\u010dio, vaiki\u0161ko ar ne\u012fgaliojo ve\u017eim\u0117lio vagyste ar apgadinimu u\u017e nam\u0173 rib\u0173 \u2013 6 t\u016bkst. eur\u0173.<\/p>\n

Be to, nam\u0173 turto draudimo sutartis sudarantiems gyventojams ERGO dovanoja vien\u0105 i\u0161 keturi\u0173 papildom\u0173 rizik\u0173 draudim\u0173. Kiekvienas besidraud\u017eiantis gali pasirinkti jam aktualiausi\u0105 dovan\u0105.<\/p>\n

Pirmoji i\u0161 j\u0173 \u2013 pagalbos namuose draudimas 550 eur\u0173 sumai. \u0160i paslauga leid\u017eia gauti skubi\u0105 pagalb\u0105 namuose \u012fvykus nelaimei, pavyzd\u017eiui, tr\u016bkus vamzd\u017eiui, per audr\u0105 i\u0161du\u017eus langams ar kitais pana\u0161iais atvejais, kai b\u016btina skubiai pa\u0161alinti nelaim\u0117s padarinius ir u\u017etikrinti nam\u0173 saugum\u0105.<\/p>\n

Antroji dovana, kuri\u0105 gali rinktis gyventojai \u2013 galimyb\u0119 papildomai apdrausti savo naminius gyv\u016bnus nuo atsitrenkimo \u012f transporto priemon\u0119 visoje Lietuvoje bei nam\u0173 teritorijoje u\u017eklupusi\u0173 gamtos j\u0117g\u0173, ugnies ar vagyst\u0117s i\u0161 patalp\u0173.<\/p>\n

Draud\u017eiantys turt\u0105 taip pat gali rinktis studento daikt\u0173 draudim\u0105 1,5 t\u016bkst. eur\u0173 suma. \u0160is draudimas aktualus turintiems studijuojan\u010di\u0173 \u0161eimos nari\u0173, kurie studij\u0173 metu gyvena ne namuose, o nuomojamame bute ar mokymosi \u012fstaigos bendrabutyje. Ketvirtoji dovana \u2013 \u0161eimos kapaviet\u0117s draudimas 2 t\u016bkst. eur\u0173 suma. \u0160is draudimas leid\u017eia apdrausti paminklus, antkapius ir tvoreles \u0161eimos nari\u0173 kapaviet\u0117se nuo gamtos j\u0117g\u0173, ugnies ar pa\u0161alini\u0173 asmen\u0173 ty\u010din\u0117s veiklos.<\/p>\n

Norite apsaugoti savo namus \u0161iomis s\u0105lygomis ir gauti dovan\u0173? Kvie\u010diame darbo metu pasitarti telefonu su ERGO padalinio \u0160ilut\u0117s mieste atstove: Loreta \u010cesnulien\u0117, tel. 8 441 62267.
\n<\/strong>
\nLaukiame J\u016bs\u0173 u\u017esukant \u012f ERGO skyri\u0173: Lietuvinink\u0173 g. 20, \u0160ilut\u0117, Darbo g. 2, \u0160ilut\u0117, Til\u017e\u0117s g. 7, \u0160ilut\u0117.<\/strong><\/p>\n

\"\"<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

\u0160i\u0105 vasar\u0105 ypa\u010d daug nuostoli\u0173 pridar\u0117 audros \u201eDa\u017enas apie namams ir jame esan\u010diam turtui kylan\u010dias gr\u0117smes nesusim\u0105sto tol, kol pats su jomis nesusiduria. Ta\u010diau nelaim\u0117 gali u\u017eklupti labai netik\u0117tai ir pridaryti itin dideli\u0173 nuostoli\u0173. To pavyzdys \u2013 \u0161iemet bir\u017eel\u012f pra\u016b\u017eusios audros, kuri\u0173 metu nukent\u0117jo ne\u012fprastai daug gyventoj\u0173. Stiprus v\u0117jas ant nam\u0173 vert\u0117 med\u017eius, pl\u0117\u0161\u0117 stogus, […]<\/p>\n","protected":false},"author":2,"featured_media":25252,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[1398,47],"class_list":["post-25251","post","type-post","status-publish","format-standard","has-post-thumbnail","category-aktualijos","tag-draudimas","tag-pirmasis"],"yoast_head":"\nTrys did\u017eiausios gr\u0117sm\u0117s namams: kaip nuo j\u0173 apsisaugoti? - \u0160ilut\u0117s naujienos<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.silutesnaujienos.lt\/lt\/trys-didziausios-gresmes-namams-kaip-nuo-ju-apsisaugoti\/\" \/>\n<meta property=\"og:locale\" content=\"lt_LT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Trys did\u017eiausios gr\u0117sm\u0117s namams: kaip nuo j\u0173 apsisaugoti? - \u0160ilut\u0117s naujienos\" \/>\n<meta property=\"og:description\" content=\"\u0160i\u0105 vasar\u0105 ypa\u010d daug nuostoli\u0173 pridar\u0117 audros \u201eDa\u017enas apie namams ir jame esan\u010diam turtui kylan\u010dias gr\u0117smes nesusim\u0105sto tol, kol pats su jomis nesusiduria. Ta\u010diau nelaim\u0117 gali u\u017eklupti labai netik\u0117tai ir pridaryti itin dideli\u0173 nuostoli\u0173. To pavyzdys \u2013 \u0161iemet bir\u017eel\u012f pra\u016b\u017eusios audros, kuri\u0173 metu nukent\u0117jo ne\u012fprastai daug gyventoj\u0173. 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