{"id":38755,"date":"2022-02-13T12:00:53","date_gmt":"2022-02-13T10:00:53","guid":{"rendered":"https:\/\/www.silutesnaujienos.lt\/lt\/?p=38755"},"modified":"2022-02-11T13:39:23","modified_gmt":"2022-02-11T11:39:23","slug":"pensininkiu-moteru-skurdas-dvigubai-didesnis-nei-vyru","status":"publish","type":"post","link":"https:\/\/www.silutesnaujienos.lt\/lt\/pensininkiu-moteru-skurdas-dvigubai-didesnis-nei-vyru\/","title":{"rendered":"Pensininki\u0173 moter\u0173 skurdas dvigubai didesnis nei vyr\u0173"},"content":{"rendered":"<p><strong>\u00a0\u201cNiekam n\u0117ra paslaptis, kad moterys gyvena ilgiau u\u017e vyrus, ta\u010diau Lietuvoje skirtumas tarp moter\u0173 ir vyr\u0173 gyvenimo trukm\u0117s itin didelis\u201c, &#8211; sako Loreta Na\u010dajien\u0117, \u201eLuminor investicij\u0173 valdymo\u201c vadov\u0117.<br \/>\n<\/strong><br \/>\n<strong>Vyrai \u017ei\u016bri pro pir\u0161tus<br \/>\n<\/strong><br \/>\nLietuvos vyr\u0173 vidutin\u0117 gyvenimo trukm\u0117 yra 10 met\u0173 trumpesn\u0117 u\u017e moter\u0173 \u2013 tai did\u017eiausias skirtumas tarp ES \u0161ali\u0173. Galb\u016bt d\u0117l to jie da\u017eniau link\u0119 manyti, jog jiems neb\u016btina r\u016bpintis pensija. Toks \u012fsitikinimas gali b\u016bti klaidingas d\u0117l poros prie\u017eas\u010di\u0173. Pirma, vyr\u0173 gyvenimo trukm\u0117 spar\u010diai auga ir tik\u0117tina, kad dabartiniai jauni vyrai ateityje gyvens ilgiau. Dar 2009 m. vyr\u0173 vidutin\u0117 gyvenimo trukm\u0117 siek\u0117 67,1 met\u0173, o 2020 m. \u2013 jau 70 met\u0173.<\/p>\n<p>\u0160i statistika atspindi tik bendr\u0105 gyvenimo trukm\u0119, kuri\u0105 skai\u010diuojant \u012ftraukiami ir anksti d\u0117l nelaiming\u0173 atsitikim\u0173 gyvenim\u0105 palik\u0119 asmenys. Ta\u010diau jeigu pasiek\u0117te pensin\u012f am\u017ei\u0173, tik\u0117tina, jog gyvensite \u017eymiai ilgiau, dabar Lietuvos vyrai, sulauk\u0119 65-eri\u0173, vidutini\u0161kai gyvena iki 79 met\u0173. \u201eTod\u0117l, norint u\u017esitikrinti finansin\u012f saugum\u0105, svarbu, kad vyrai \u012f savo ateit\u012f ne\u017ei\u016br\u0117t\u0173 pro pir\u0161tus\u201c, \u2013 sako L. Na\u010dajien\u0117.<\/p>\n<p><strong>Moterys gyvena <\/strong><strong>ilgiau<br \/>\n<\/strong><br \/>\nMoterims kyla kit\u0173 i\u0161\u0161\u016bki\u0173. \u017demesn\u0117s moter\u0173 pajamos lemia ir ma\u017eesnes pensijas. Karjeros pertraukos d\u0117l vaik\u0173 prie\u017ei\u016bros, ly\u010di\u0173 skirstymas \u012f skirtingas profesijas, kiti veiksniai lemia, kad Lietuvos moterys u\u017edirba 12,1 proc. ma\u017eiau nei vyrai, ir gauna ma\u017eesnes pensijas. Pasak \u201eSodros\u201c statistikos, vidutin\u0117 moter\u0173 senatv\u0117s pensija siekia 390 eur\u0173 \u2013 70 eur\u0173 ma\u017eiau u\u017e vidutin\u0119 vyr\u0173 pensij\u0105, kuri sudaro 460 eur\u0173.<\/p>\n<p>Pensinio am\u017eiaus sulaukusi\u0173 moter\u0173 skurdo rizika siekia beveik 40 proc. ir yra daugiau nei dvigubai didesn\u0117 u\u017e pensinink\u0173 vyr\u0173, rodo 2019 m. duomenys. Moter\u0173 finansinius sunkumus pensijoje s\u0105lygoja tai, kad jos 7,5 kart\u0173 da\u017eniau tampa na\u0161l\u0117mis, o 65 met\u0173 am\u017eiaus sulaukusios pensijoje praleid\u017eia vidutini\u0161kai 5 metais ilgiau. Tai rei\u0161kia, kad su penktadaliu ma\u017eesne pensija, tik\u0117tina, vieni\u0161os moterys gyvena ilgesn\u012f laik\u0105, o tai gali sukelti i\u0161\u0161\u016bki\u0173 siekiant kokybi\u0161kai praleisti likusius metus.<\/p>\n<p><strong>Susir\u016bpinti turi visi<br \/>\n<\/strong><br \/>\n\u201eSodros\u201c pensija jau neu\u017etikrina patogios senatv\u0117s. Atsi\u017evelgiant \u012f demografin\u0119 situacij\u0105 ir ilg\u0117jan\u010di\u0105 gyvenimo trukm\u0119, ateityje i\u0161 anksto pasiry\u017eti papildomam investavimui pensijai gali b\u016bti dar svarbiau, nei dabar. Jei situacija ateityje i\u0161liks tokia pat, valstybin\u0117 pensija sudarys vos tre\u010ddal\u012f dabar asmens gaunam\u0173 pajam\u0173 &#8211; perpus ma\u017eiau nei rekomenduojama gauti, norint jaustis u\u017etikrintai.<\/p>\n<p>\u201ePriimta rekomendacija, kad patogi\u0105 senatv\u0119 u\u017etikrina bent 70 \u2013 80 proc. iki tol buvusi\u0173 pajam\u0173. Investavimas antroje pakopoje pensij\u0105 potencialiai gali u\u017eauginti iki 40 \u2013 50 proc. buvusi\u0173 pajam\u0173, o likusi\u0105 dal\u012f, tik\u0117tina, pad\u0117s sukaupti investavimas tre\u010dioje pakopoje. \u017dinoma, investuojant pensij\u0173 fonduose b\u016btina atsi\u017evelgti \u012f rizik\u0105, nes investicij\u0173 vert\u0117 gali ir augti, ir kristi\u201c, \u2013 sako L. Na\u010dajien\u0117.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00a0\u201cNiekam n\u0117ra paslaptis, kad moterys gyvena ilgiau u\u017e vyrus, ta\u010diau Lietuvoje skirtumas tarp moter\u0173 ir vyr\u0173 gyvenimo trukm\u0117s itin didelis\u201c, &#8211; sako Loreta Na\u010dajien\u0117, \u201eLuminor investicij\u0173 valdymo\u201c vadov\u0117. Vyrai \u017ei\u016bri pro pir\u0161tus Lietuvos vyr\u0173 vidutin\u0117 gyvenimo trukm\u0117 yra 10 met\u0173 trumpesn\u0117 u\u017e moter\u0173 \u2013 tai did\u017eiausias skirtumas tarp ES \u0161ali\u0173. Galb\u016bt d\u0117l to jie da\u017eniau [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":38756,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[52],"tags":[47],"class_list":["post-38755","post","type-post","status-publish","format-standard","has-post-thumbnail","category-gyvenimas","tag-pirmasis"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Pensininki\u0173 moter\u0173 skurdas dvigubai didesnis nei vyr\u0173 - \u0160ilut\u0117s naujienos<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.silutesnaujienos.lt\/lt\/pensininkiu-moteru-skurdas-dvigubai-didesnis-nei-vyru\/\" \/>\n<meta property=\"og:locale\" content=\"lt_LT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pensininki\u0173 moter\u0173 skurdas dvigubai didesnis nei vyr\u0173 - \u0160ilut\u0117s naujienos\" \/>\n<meta property=\"og:description\" content=\"\u00a0\u201cNiekam n\u0117ra paslaptis, kad moterys gyvena ilgiau u\u017e vyrus, ta\u010diau Lietuvoje skirtumas tarp moter\u0173 ir vyr\u0173 gyvenimo trukm\u0117s itin didelis\u201c, &#8211; sako Loreta Na\u010dajien\u0117, \u201eLuminor investicij\u0173 valdymo\u201c vadov\u0117. Vyrai \u017ei\u016bri pro pir\u0161tus Lietuvos vyr\u0173 vidutin\u0117 gyvenimo trukm\u0117 yra 10 met\u0173 trumpesn\u0117 u\u017e moter\u0173 \u2013 tai did\u017eiausias skirtumas tarp ES \u0161ali\u0173. 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\u0160ilut\u0117s naujienos","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.silutesnaujienos.lt\/lt\/pensininkiu-moteru-skurdas-dvigubai-didesnis-nei-vyru\/","og_locale":"lt_LT","og_type":"article","og_title":"Pensininki\u0173 moter\u0173 skurdas dvigubai didesnis nei vyr\u0173 - \u0160ilut\u0117s naujienos","og_description":"\u00a0\u201cNiekam n\u0117ra paslaptis, kad moterys gyvena ilgiau u\u017e vyrus, ta\u010diau Lietuvoje skirtumas tarp moter\u0173 ir vyr\u0173 gyvenimo trukm\u0117s itin didelis\u201c, &#8211; sako Loreta Na\u010dajien\u0117, \u201eLuminor investicij\u0173 valdymo\u201c vadov\u0117. Vyrai \u017ei\u016bri pro pir\u0161tus Lietuvos vyr\u0173 vidutin\u0117 gyvenimo trukm\u0117 yra 10 met\u0173 trumpesn\u0117 u\u017e moter\u0173 \u2013 tai did\u017eiausias skirtumas tarp ES \u0161ali\u0173. 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