{"id":507,"date":"2012-09-13T11:00:00","date_gmt":"2012-09-13T13:00:00","guid":{"rendered":"https:\/\/www.silutesnaujienos.lt\/lt\/ekonomikos-mokytojai-pripazista-abiturientai-savarankiskam-gyvenimui-nepasiruose\/"},"modified":"2012-09-13T11:00:00","modified_gmt":"2012-09-13T13:00:00","slug":"ekonomikos-mokytojai-pripazista-abiturientai-savarankiskam-gyvenimui-nepasiruose","status":"publish","type":"post","link":"https:\/\/www.silutesnaujienos.lt\/lt\/ekonomikos-mokytojai-pripazista-abiturientai-savarankiskam-gyvenimui-nepasiruose\/","title":{"rendered":"Ekonomikos mokytojai pripa\u017e\u012fsta: \u201eAbiturientai savaranki\u0161kam gyvenimui nepasiruo\u0161\u0119\u201c"},"content":{"rendered":"<p><a target=\"_blank\" rel=\"caption[Nacionalin\u0117je ekonomikos mokytoj\u0173 konferencijoje dalyvav\u0119 \u0160ilut\u0117s mokytojai R.Jagintavi\u010dien\u0117, P.Stankus ir V.Kisielien\u0117 mato, kad moksleiviai stokoja finansinio ra\u0161tingumo \u017eini\u0173.] noopener noreferrer\" class=\"jcepopup\" href=\"\/\/silutesnaujienos.lt\/images\/stories\/2012\/09\/11\/ekonomika_abiturientams_silutes_mokytojai_Jagintaviciene_stankus_kisieliene1.jpg\" data-rel=\"lightbox-gallery-W3ry4SW5\" data-rl_title=\"\" data-rl_caption=\"\" title=\"\"><img loading=\"lazy\" decoding=\"async\" style=\"margin: 5px; float: left;\" class=\"caption\" title=\"Nacionalin\u0117je ekonomikos mokytoj\u0173 konferencijoje dalyvav\u0119 \u0160ilut\u0117s mokytojai R.Jagintavi\u010dien\u0117, P.Stankus ir V.Kisielien\u0117 mato, kad moksleiviai stokoja finansinio ra\u0161tingumo \u017eini\u0173.\" alt=\"ekonomika abiturientams silutes mokytojai Jagintaviciene stankus kisieliene1\" src=\"\/\/silutesnaujienos.lt\/images\/stories\/2012\/09\/11\/thumbnails\/thumb_ekonomika_abiturientams_silutes_mokytojai_Jagintaviciene_stankus_kisieliene1.jpg\" height=\"230\" width=\"307\" \/><\/a><strong>Dauguma Lietuvos ekonomikos mokytoj\u0173 \u012fsitikin\u0119, kad moksleiviai stokoja finansinio ra\u0161tingumo \u017eini\u0173 ir d\u0117l \u0161ios prie\u017easties gali susidurti su problemomis po mokyklos baigimo prad\u0117j\u0119 savaranki\u0161k\u0105 gyvenim\u0105.<\/strong><\/p>\n<p><strong>Tai parod\u0117 tre\u010di\u0105 kart\u0105 \u201eSwedbank\u201c Asmenini\u0173 finans\u0173 instituto organizuotos Nacionalin\u0117s ekonomikos mokytoj\u0173 konferencijos metu atlikta apklausa. Vyraujan\u010diai nuomonei pritaria ir trys konferencijoje dalyvav\u0119 \u0160ilut\u0117s rajono pedagogai &#8211; Virginija Kisielien\u0117 i\u0161 \u0160ilut\u0117s Vyd\u016bno gimnazijos bei Ramut\u0117 Jagintavi\u010dien\u0117 ir Petras Stankus i\u0161 \u0160ilut\u0117s turizmo ir paslaug\u0173 verslo mokyklos.<\/strong><\/p>\n<p>Net 84 proc. apklausoje dalyvavusi\u0173 ekonomikos mokytoj\u0173 teigia, kad moksleiviai turi nepakankamai finans\u0173 valdymo \u017eini\u0173, reikaling\u0173 savaranki\u0161kam gyvenimui. 73 proc. pedagog\u0173 pa\u017eym\u0117jo, kad moksleiviai nemoka deramai elgtis su asmeniniais finansais, du tre\u010ddaliai &#8211; jog jaunuoliams tr\u016bksta verslumo \u017eini\u0173 bei \u012fg\u016bd\u017ei\u0173. Penktadalis mokytoj\u0173 pabr\u0117\u017e\u0117 supratimo apie valstyb\u0117s ekonomik\u0105 stok\u0105.<\/p>\n<p>Anot \u0160ilut\u0117s turizmo ir verslo paslaug\u0173 mokyklos pedagogo Petro Stankaus, nors \u0161iais laikais nema\u017eai kalbama apie netinkam\u0105 finansin\u012f elges\u012f, jaunimas i\u0161 suaugusi\u0173j\u0173 klaid\u0173 mokosi vangiai. \u201ePasteb\u0117jau, kad ne vienas moksleivis vadovaujasi principu \u201epinigai \u012f priek\u012f, darbas &#8211; po to\u201c. Nerim\u0105 kelia tendencija pasikliauti greitaisiais kreditais. D\u0117l jaunatvi\u0161ko lengvab\u016bdi\u0161kumo jaunuoliai v\u0117liau gali smarkiai nusvilti\u201c, &#8211; pasteb\u0117jo ekonomikos mokytojas.<\/p>\n<p>Pedagogo \u017eod\u017eius patvirtina ir asmenin\u0117s kredito istorijos sistemos Manocreditinfo.lt duomenys. Pradelst\u0173 mok\u0117jim\u0173 statistika rodo, kad skolinink\u0173, kuri\u0173 am\u017eius svyruoja nuo 18 iki 24 met\u0173, per metus padaug\u0117jo 40 proc., o pradelst\u0173 mok\u0117jim\u0173 suma &#8211; beveik 60 proc.<\/p>\n<p>\u201ePirmaisiais studij\u0173 metais daugeliui jaunuoli\u0173 i\u0161\u0161\u016bkiu tampa ne tik buities r\u016bpes\u010diai, bet ir asmenini\u0173 finans\u0173 tvarkymas, o neatsakingas po\u017ei\u016bris \u012f finansus lemia sugadint\u0105 kredito istorij\u0105. Pradedantiems savaranki\u0161k\u0105 gyvenim\u0105 svarbu suprasti, jog finansiniai i\u0161tekliai yra riboti. Jei tr\u016bksta pinig\u0173, sprendimas pasiskolinti greit\u0173j\u0173 kredit\u0173 bendrov\u0117je yra ne i\u0161eitis &#8211; padid\u0117ja ne biud\u017eetas, o kito m\u0117nesio i\u0161laidos\u201c, &#8211; teig\u0117 \u201eSwedbank\u201c Asmenini\u0173 finans\u0173 instituto Lietuvoje vadov\u0117 Odeta Blo\u017eien\u0117.<\/p>\n<p>Mokytoj\u0173 \u012fsitikinimu, svarbiausi\u0105 vaidmen\u012f, suteikiant moksleiviams ekonomikos, verslumo ir asmenini\u0173 finans\u0173 \u017eini\u0173 ir \u012fg\u016bd\u017ei\u0173, tur\u0117t\u0173 vaidinti t\u0117vai ir mokytojai. Ta\u010diau, daugiau nei pus\u0117s apklaust\u0173 mokytoj\u0173 nuomone, ekonomikos ir verslumo pamokose asmeniniams finansams skiriama nepakankamai d\u0117mesio.<\/p>\n<p>Pasak Asmenini\u0173 finans\u0173 instituto vadov\u0117s, ir pedagogams, ir t\u0117vams svarbu prad\u0117ti kuo anks\u010diau ruo\u0161ti moksleivius savaranki\u0161kam finansiniam gyvenimui. \u201eJaunuoliui i\u0161vykus studijuoti \u012f kit\u0105 miest\u0105 teks pasir\u016bpinti tiek dant\u0173 pasta, tiek reguliariomis studij\u0173 paskolos \u012fmokomis. Tod\u0117l dar besimokan\u010diai mokykloje at\u017ealai vert\u0117t\u0173 kartais patik\u0117ti maisto preki\u0173 \u0161eimai pirkim\u0105, komunalini\u0173 paslaug\u0173 rodmen\u0173 nura\u0161ym\u0105 ar \u0161eimos m\u0117nesio i\u0161laid\u0173 paskai\u010diavim\u0105. Kuo anks\u010diau ir da\u017eniau jaunuoliai susidurs su finans\u0173 valdymo kasdienybe, tuo lengviau jiems bus adaptuotis naujoje aplinkoje ir susidoroti su finansiniais i\u0161\u0161\u016bkiais\u201c, &#8211; sak\u0117 O.Blo\u017eien\u0117.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dauguma Lietuvos ekonomikos mokytoj\u0173 \u012fsitikin\u0119, kad moksleiviai stokoja finansinio ra\u0161tingumo \u017eini\u0173 ir d\u0117l \u0161ios prie\u017easties gali susidurti su problemomis po mokyklos baigimo prad\u0117j\u0119 savaranki\u0161k\u0105 gyvenim\u0105. Tai parod\u0117 tre\u010di\u0105 kart\u0105 \u201eSwedbank\u201c Asmenini\u0173 finans\u0173 instituto organizuotos Nacionalin\u0117s ekonomikos mokytoj\u0173 konferencijos metu atlikta apklausa. Vyraujan\u010diai nuomonei pritaria ir trys konferencijoje dalyvav\u0119 \u0160ilut\u0117s rajono pedagogai &#8211; Virginija Kisielien\u0117 i\u0161 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[51],"tags":[],"class_list":["post-507","post","type-post","status-publish","format-standard","category-kultura-ir-svietimas"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Ekonomikos mokytojai pripa\u017e\u012fsta: \u201eAbiturientai savaranki\u0161kam gyvenimui nepasiruo\u0161\u0119\u201c - \u0160ilut\u0117s naujienos<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.silutesnaujienos.lt\/lt\/ekonomikos-mokytojai-pripazista-abiturientai-savarankiskam-gyvenimui-nepasiruose\/\" \/>\n<meta property=\"og:locale\" content=\"lt_LT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ekonomikos mokytojai pripa\u017e\u012fsta: \u201eAbiturientai savaranki\u0161kam gyvenimui nepasiruo\u0161\u0119\u201c - \u0160ilut\u0117s naujienos\" \/>\n<meta property=\"og:description\" content=\"Dauguma Lietuvos ekonomikos mokytoj\u0173 \u012fsitikin\u0119, kad moksleiviai stokoja finansinio ra\u0161tingumo \u017eini\u0173 ir d\u0117l \u0161ios prie\u017easties gali susidurti su problemomis po mokyklos baigimo prad\u0117j\u0119 savaranki\u0161k\u0105 gyvenim\u0105. Tai parod\u0117 tre\u010di\u0105 kart\u0105 \u201eSwedbank\u201c Asmenini\u0173 finans\u0173 instituto organizuotos Nacionalin\u0117s ekonomikos mokytoj\u0173 konferencijos metu atlikta apklausa. Vyraujan\u010diai nuomonei pritaria ir trys konferencijoje dalyvav\u0119 \u0160ilut\u0117s rajono pedagogai &#8211; Virginija Kisielien\u0117 i\u0161 [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.silutesnaujienos.lt\/lt\/ekonomikos-mokytojai-pripazista-abiturientai-savarankiskam-gyvenimui-nepasiruose\/\" \/>\n<meta property=\"og:site_name\" content=\"\u0160ilut\u0117s naujienos\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/silutes.naujienos\/\" \/>\n<meta property=\"article:published_time\" content=\"2012-09-13T13:00:00+00:00\" \/>\n<meta property=\"og:image\" content=\"\/\/silutesnaujienos.lt\/images\/stories\/2012\/09\/11\/thumbnails\/thumb_ekonomika_abiturientams_silutes_mokytojai_Jagintaviciene_stankus_kisieliene1.jpg\" \/>\n<meta name=\"author\" content=\"\u0160ilut\u0117s naujien\u0173 inf.\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\u0160ilut\u0117s naujien\u0173 inf.\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minut\u0117s\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.silutesnaujienos.lt\\\/lt\\\/ekonomikos-mokytojai-pripazista-abiturientai-savarankiskam-gyvenimui-nepasiruose\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.silutesnaujienos.lt\\\/lt\\\/ekonomikos-mokytojai-pripazista-abiturientai-savarankiskam-gyvenimui-nepasiruose\\\/\"},\"author\":{\"name\":\"\u0160ilut\u0117s naujien\u0173 inf.\",\"@id\":\"https:\\\/\\\/www.silutesnaujienos.lt\\\/lt\\\/#\\\/schema\\\/person\\\/232f475ddd4a7b5f49b3abc788b17e83\"},\"headline\":\"Ekonomikos mokytojai pripa\u017e\u012fsta: \u201eAbiturientai savaranki\u0161kam gyvenimui nepasiruo\u0161\u0119\u201c\",\"datePublished\":\"2012-09-13T13:00:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.silutesnaujienos.lt\\\/lt\\\/ekonomikos-mokytojai-pripazista-abiturientai-savarankiskam-gyvenimui-nepasiruose\\\/\"},\"wordCount\":475,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.silutesnaujienos.lt\\\/lt\\\/#organization\"},\"articleSection\":[\"Kult\u016bra ir \u0161vietimas\"],\"inLanguage\":\"lt-LT\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.silutesnaujienos.lt\\\/lt\\\/ekonomikos-mokytojai-pripazista-abiturientai-savarankiskam-gyvenimui-nepasiruose\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.silutesnaujienos.lt\\\/lt\\\/ekonomikos-mokytojai-pripazista-abiturientai-savarankiskam-gyvenimui-nepasiruose\\\/\",\"url\":\"https:\\\/\\\/www.silutesnaujienos.lt\\\/lt\\\/ekonomikos-mokytojai-pripazista-abiturientai-savarankiskam-gyvenimui-nepasiruose\\\/\",\"name\":\"Ekonomikos mokytojai pripa\u017e\u012fsta: \u201eAbiturientai savaranki\u0161kam gyvenimui nepasiruo\u0161\u0119\u201c - 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\u0160ilut\u0117s naujienos","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.silutesnaujienos.lt\/lt\/ekonomikos-mokytojai-pripazista-abiturientai-savarankiskam-gyvenimui-nepasiruose\/","og_locale":"lt_LT","og_type":"article","og_title":"Ekonomikos mokytojai pripa\u017e\u012fsta: \u201eAbiturientai savaranki\u0161kam gyvenimui nepasiruo\u0161\u0119\u201c - \u0160ilut\u0117s naujienos","og_description":"Dauguma Lietuvos ekonomikos mokytoj\u0173 \u012fsitikin\u0119, kad moksleiviai stokoja finansinio ra\u0161tingumo \u017eini\u0173 ir d\u0117l \u0161ios prie\u017easties gali susidurti su problemomis po mokyklos baigimo prad\u0117j\u0119 savaranki\u0161k\u0105 gyvenim\u0105. Tai parod\u0117 tre\u010di\u0105 kart\u0105 \u201eSwedbank\u201c Asmenini\u0173 finans\u0173 instituto organizuotos Nacionalin\u0117s ekonomikos mokytoj\u0173 konferencijos metu atlikta apklausa. Vyraujan\u010diai nuomonei pritaria ir trys konferencijoje dalyvav\u0119 \u0160ilut\u0117s rajono pedagogai &#8211; Virginija Kisielien\u0117 i\u0161 [&hellip;]","og_url":"https:\/\/www.silutesnaujienos.lt\/lt\/ekonomikos-mokytojai-pripazista-abiturientai-savarankiskam-gyvenimui-nepasiruose\/","og_site_name":"\u0160ilut\u0117s naujienos","article_publisher":"https:\/\/www.facebook.com\/silutes.naujienos\/","article_published_time":"2012-09-13T13:00:00+00:00","og_image":[{"url":"\/\/silutesnaujienos.lt\/images\/stories\/2012\/09\/11\/thumbnails\/thumb_ekonomika_abiturientams_silutes_mokytojai_Jagintaviciene_stankus_kisieliene1.jpg","type":"","width":"","height":""}],"author":"\u0160ilut\u0117s naujien\u0173 inf.","twitter_card":"summary_large_image","twitter_misc":{"Written by":"\u0160ilut\u0117s naujien\u0173 inf.","Est. reading time":"2 minut\u0117s"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.silutesnaujienos.lt\/lt\/ekonomikos-mokytojai-pripazista-abiturientai-savarankiskam-gyvenimui-nepasiruose\/#article","isPartOf":{"@id":"https:\/\/www.silutesnaujienos.lt\/lt\/ekonomikos-mokytojai-pripazista-abiturientai-savarankiskam-gyvenimui-nepasiruose\/"},"author":{"name":"\u0160ilut\u0117s naujien\u0173 inf.","@id":"https:\/\/www.silutesnaujienos.lt\/lt\/#\/schema\/person\/232f475ddd4a7b5f49b3abc788b17e83"},"headline":"Ekonomikos mokytojai pripa\u017e\u012fsta: \u201eAbiturientai savaranki\u0161kam gyvenimui nepasiruo\u0161\u0119\u201c","datePublished":"2012-09-13T13:00:00+00:00","mainEntityOfPage":{"@id":"https:\/\/www.silutesnaujienos.lt\/lt\/ekonomikos-mokytojai-pripazista-abiturientai-savarankiskam-gyvenimui-nepasiruose\/"},"wordCount":475,"commentCount":0,"publisher":{"@id":"https:\/\/www.silutesnaujienos.lt\/lt\/#organization"},"articleSection":["Kult\u016bra ir \u0161vietimas"],"inLanguage":"lt-LT","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.silutesnaujienos.lt\/lt\/ekonomikos-mokytojai-pripazista-abiturientai-savarankiskam-gyvenimui-nepasiruose\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.silutesnaujienos.lt\/lt\/ekonomikos-mokytojai-pripazista-abiturientai-savarankiskam-gyvenimui-nepasiruose\/","url":"https:\/\/www.silutesnaujienos.lt\/lt\/ekonomikos-mokytojai-pripazista-abiturientai-savarankiskam-gyvenimui-nepasiruose\/","name":"Ekonomikos mokytojai pripa\u017e\u012fsta: \u201eAbiturientai savaranki\u0161kam gyvenimui nepasiruo\u0161\u0119\u201c - 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