{"id":64574,"date":"2024-09-26T12:00:43","date_gmt":"2024-09-26T09:00:43","guid":{"rendered":"https:\/\/www.silutesnaujienos.lt\/lt\/?p=64574"},"modified":"2024-09-18T11:35:51","modified_gmt":"2024-09-18T08:35:51","slug":"gyvenanciu-nuo-algos-iki-algos-mazeja-daugeja-taupanciu-lietuviu","status":"publish","type":"post","link":"https:\/\/www.silutesnaujienos.lt\/lt\/gyvenanciu-nuo-algos-iki-algos-mazeja-daugeja-taupanciu-lietuviu\/","title":{"rendered":"Gyvenan\u010di\u0173 \u201enuo algos iki algos\u201c ma\u017e\u0117ja, daug\u0117ja taupan\u010di\u0173 lietuvi\u0173"},"content":{"rendered":"

Gyventoj\u0173, kuriems kas m\u0117nes\u012f lieka daugiau kaip 20 proc. pajam\u0173, per 2 metus padaug\u0117jo nuo 23 proc. 2022-aisiais iki 28 proc. \u0161iemet. Beveik 6 proc. sutaupo daugiau nei pus\u0119 vis\u0173 pajam\u0173. Finans\u0173 ekspertai pataria santaupoms skirti 10-20 proc. atlyginimo. T\u0173, kuriems per m\u0117nes\u012f lieka ma\u017eiau nei 20 proc. pajam\u0173, suma\u017e\u0117jo nuo 51 proc. 2022-aisiais m. iki 45 proc.<\/p>\n

Tiesa, kad daliai visuomen\u0117s pinig\u0173 atsid\u0117ti vis dar nepavyksta, nors j\u0173 dalis per metus ir suma\u017e\u0117jo iki 22 proc. (2023 m. \u2013 27 proc.).<\/p>\n

Nei\u0161leistus pinigus gyventojai reguliariai taupo \u2013 tai darantys \u0161iemet teig\u0117 44 proc., kai 2023 m. taup\u0117 38 proc. Daugumos lietuvi\u0173 svarbiausias finansinis tikslas per ateinan\u010dius 12 m\u0117nesi\u0173 \u2013 taupymas nenumatytiems atvejams, \u0161i\u0105 srit\u012f \u012fvardijo 44 proc. Moterys (48 proc.) taupymui nenumatytiems atvejams teikia didesn\u012f prioritet\u0105 nei vyrai (39 proc.). Vyrai (21 proc.), palyginti su moterimis (13 proc.), daugiau d\u0117mesio skiria investavimui \u012f pensij\u0105, o moterys (17 proc.) da\u017eniau nei vyrai (14 proc.) taupo svajoni\u0173 pirkiniams, prabangiems daiktams.<\/p>\n

Nors taupan\u010di\u0173j\u0173 daug\u0117ja, mink\u0161t\u0105 \u201efinansin\u0119 pagalv\u0119\u201c ilgesniam laikotarpiui vis dar turi retas lietuvis. Tik 13 proc. teig\u0117, kad netekus pagrindinio pajam\u0173 \u0161altinio j\u0173 santaup\u0173 u\u017etekt\u0173 ilgiau nei metams. Tai daugiau nei 2023 m., kai toki\u0173 buvo 9 proc.<\/p>\n

Tradici\u0161kai patariama tur\u0117ti bent pusme\u010dio pajamas siekian\u010di\u0173 atsarg\u0173, i\u0161 b\u0117dos \u2013 3 m\u0117nesi\u0173 atlyginim\u0173. Tokias sumas turi daugiau apklaust\u0173j\u0173. \u012esitikinusi\u0173, kad santaup\u0173 u\u017etekt\u0173 bent 6 m\u0117nesiams yra 42 proc. Tai rodo santykinai stabil\u0173, nors ir\u00a0 neger\u0117jant\u012f ilgalaik\u012f finansin\u012f atsparum\u0105.<\/p>\n

Pastebimai suma\u017e\u0117jo asmen\u0173, kurie tikisi, kad j\u0173 santaup\u0173 u\u017eteks ma\u017eiau nei 3 m\u0117nesiams \u2013 nuo 24 proc. 2022-aisiais iki 18 proc. 2024-aisiais. Bet pastebima tendencija, kad daug\u0117ja neturin\u010di\u0173 finansini\u0173 atsarg\u0173, prie\u0161 2 metus toki\u0173 buvo 13 proc., \u0161iemet \u2013 15 proc.<\/p>\n

Pagal BNS inf.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Gyventoj\u0173, kuriems kas m\u0117nes\u012f lieka daugiau kaip 20 proc. pajam\u0173, per 2 metus padaug\u0117jo nuo 23 proc. 2022-aisiais iki 28 proc. \u0161iemet. Beveik 6 proc. sutaupo daugiau nei pus\u0119 vis\u0173 pajam\u0173. Finans\u0173 ekspertai pataria santaupoms skirti 10-20 proc. atlyginimo. T\u0173, kuriems per m\u0117nes\u012f lieka ma\u017eiau nei 20 proc. pajam\u0173, suma\u017e\u0117jo nuo 51 proc. 2022-aisiais m. […]<\/p>\n","protected":false},"author":2,"featured_media":58501,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[52],"tags":[47],"class_list":["post-64574","post","type-post","status-publish","format-standard","has-post-thumbnail","category-gyvenimas","tag-pirmasis"],"yoast_head":"\nGyvenan\u010di\u0173 \u201enuo algos iki algos\u201c ma\u017e\u0117ja, daug\u0117ja taupan\u010di\u0173 lietuvi\u0173 - \u0160ilut\u0117s naujienos<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.silutesnaujienos.lt\/lt\/gyvenanciu-nuo-algos-iki-algos-mazeja-daugeja-taupanciu-lietuviu\/\" \/>\n<meta property=\"og:locale\" content=\"lt_LT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Gyvenan\u010di\u0173 \u201enuo algos iki algos\u201c ma\u017e\u0117ja, daug\u0117ja taupan\u010di\u0173 lietuvi\u0173 - \u0160ilut\u0117s naujienos\" \/>\n<meta property=\"og:description\" content=\"Gyventoj\u0173, kuriems kas m\u0117nes\u012f lieka daugiau kaip 20 proc. pajam\u0173, per 2 metus padaug\u0117jo nuo 23 proc. 2022-aisiais iki 28 proc. \u0161iemet. Beveik 6 proc. sutaupo daugiau nei pus\u0119 vis\u0173 pajam\u0173. Finans\u0173 ekspertai pataria santaupoms skirti 10-20 proc. atlyginimo. T\u0173, kuriems per m\u0117nes\u012f lieka ma\u017eiau nei 20 proc. pajam\u0173, suma\u017e\u0117jo nuo 51 proc. 2022-aisiais m. 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Beveik 6 proc. sutaupo daugiau nei pus\u0119 vis\u0173 pajam\u0173. Finans\u0173 ekspertai pataria santaupoms skirti 10-20 proc. atlyginimo. T\u0173, kuriems per m\u0117nes\u012f lieka ma\u017eiau nei 20 proc. pajam\u0173, suma\u017e\u0117jo nuo 51 proc. 2022-aisiais m. 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