{"id":79663,"date":"2026-01-02T12:00:47","date_gmt":"2026-01-02T10:00:47","guid":{"rendered":"https:\/\/www.silutesnaujienos.lt\/lt\/?p=79663"},"modified":"2025-12-30T10:45:16","modified_gmt":"2025-12-30T08:45:16","slug":"is-pensiju-fondu-atsiimtus-pinigus-gausime-ne-is-karto","status":"publish","type":"post","link":"https:\/\/www.silutesnaujienos.lt\/lt\/is-pensiju-fondu-atsiimtus-pinigus-gausime-ne-is-karto\/","title":{"rendered":"I\u0161 pensij\u0173 fond\u0173 atsiimtus pinigus gausime ne i\u0161 karto"},"content":{"rendered":"

\u0160iuo metu II pakopos pensij\u0173 fonduose kaupia daugiau kaip pus\u0117 Lietuvos gyventoj\u0173. Kiek j\u0173 pasirinks sukauptas l\u0117\u0161as atsiimti, paai\u0161k\u0117s tik per 2 ateinan\u010dius metus \u2013 apsispr\u0119sti skirtas toks pereinamasis laikotarpis, per kur\u012f nepatenkintieji kaupimo s\u0105lygomis gal\u0117s pasitraukti i\u0161 sistemos. Visgi pra\u0161ym\u0105 atsiimti l\u0117\u0161as pensij\u0173 bendrovei, kurioje kaupiama, pateikti bus galima jau nuo pirmosios kit\u0173 met\u0173 dienos.<\/p>\n

\u201eDidel\u0117 dalis gyventoj\u0173 yra \u012fsitikin\u0119, kad savo pensij\u0173 fondus valdan\u010diai bendrovei pateik\u0119 pra\u0161ym\u0105 l\u0117\u0161as gaus po keli\u0173 dien\u0173 ar daugiausia keli\u0173 savai\u010di\u0173. Deja, jiems teks nusivilti, mat net ir tie, kurie suskubs dokumentus tvarkytis jau pirm\u0105j\u0105 nauj\u0173j\u0173 met\u0173 dien\u0105, savo pinigus atgaus tik pavasar\u012f\u201c, \u2013 tvirtina Tomas Bataitis, atsakingo skolinimo platformos \u201eCredit24\u201c vadovas.<\/p>\n

Taip yra d\u0117l to, kad pagal priimt\u0105 tvark\u0105 2026 m. sausio-kovo m\u0117n. pateiktus pra\u0161ymus pensij\u0173 valdymo bendrov\u0117s vykdys baland\u017eio m\u0117n. per pirmas 10 darbo dien\u0173. O, pavyzd\u017eiui, pra\u0161ymus pateikus baland\u017eio-bir\u017eelio m\u0117n., pinigai bus i\u0161mokami tik liepos m\u0117nes\u012f per pirmas 10 darbo dien\u0173. Savo klient\u0173 apklaus\u0105 atlikusi bendrov\u0117 i\u0161siai\u0161kino, kad daugiau nei pus\u0117 j\u0173 (59 proc.) svarsto nutraukti kaupt\u0105 kaupim\u0105 II pakopos pensij\u0173 fonduose, o 46 proc. teig\u0117 ne\u017einantys, jog pinig\u0173 tokiu atveju negaus i\u0161 karto. 4 i\u0161 10 apklaust\u0173j\u0173 atgautas l\u0117\u0161as planuoja panaudoti skol\u0173 gr\u0105\u017einimui, nedidel\u0117 dalis nurod\u0117 planuojantys investuoti savaranki\u0161kai arba \u012fsigyti didel\u012f pirkin\u012f.<\/p>\n

T. Bataitis mano, kad tai, jog pinigai gyventoj\u0173 s\u0105skait\u0173 nepasieks taip greitai, kaip \u0161ie tikisi, gali b\u016bti puiki proga \u012fvertinti savo galimybes pensijai kaupti savaranki\u0161kai arba susid\u0117lioti ai\u0161k\u0173 plan\u0105, kaip pinigai bus panaudoti kitoms reikm\u0117ms. Ekspertas pataria prie\u0161 pateikiant pra\u0161ym\u0105 l\u0117\u0161as atsiimti atsakyti sau \u012f kelet\u0105 svarbi\u0173 klausim\u0173: ar tikrai \u017einote, kur panaudosite pinigus, ir ar neapsunkinsite savo ateities finansin\u0117s situacijos.<\/p>\n

\u201eVis\u0173 pirma reik\u0117t\u0173 pasiskai\u010diuoti, kiek pinig\u0173 pensij\u0173 fonduose esate sukaup\u0119 ir koki\u0105 j\u0173 dal\u012f gal\u0117site atsiimti. Gali b\u016bti, kad dalis gyventoj\u0173 d\u0117l sumos dyd\u017eio turi pernelyg dideli\u0173 l\u016bkes\u010di\u0173 nepaisant to, kad kaupia ne vienerius metus. Remiantis Lietuvos banko duomenimis, vidutin\u0117 II pakopos pensij\u0173 fonduose Lietuvoje sukaupta suma yra ma\u017edaug 4,6 t\u016bkst.\u202feur\u0173. Akivaizdu, kad tokios sumos nepakaks pradiniam \u012fna\u0161ui b\u016bsto paskolai gauti, nebent tik tiek iki jo tr\u016bksta. Kita vertus, tokio dyd\u017eio suma gali kelti pagund\u0173 j\u0105 i\u0161leisti ne itin svarbiems pirkiniams ar pramogoms, pavyzd\u017eiui, kelion\u0117ms\u201c, \u2013 pastebi T. Bataitis.<\/p>\n

Bendrov\u0117s atstovas ragina planuoti atsakingai: pensij\u0173 fond\u0173 pinigus verta i\u0161siimti tik tuomet, jei tiksliai \u017einote, kokiam tikslui jie bus naudojami. Tai pad\u0117s i\u0161vengti nesvarbi\u0173 i\u0161laid\u0173, kurios gali pakenkti ilgalaikiams tikslams. Nereikia pamir\u0161ti, kad \u0161ie pinigai buvo pervedami turint labai ai\u0161k\u0173 vienintel\u012f tiksl\u0105 \u2013 senatv\u0117je gauti didesn\u0119 pensij\u0105. Reik\u0117t\u0173 atsakyti sau \u012f klausim\u0105, ar iki sprendimo leisti l\u0117\u0161as pasiimti tok\u012f variant\u0105 apskritai svarst\u0117te. Galb\u016bt kaupimas pensij\u0173 fonduose yra b\u016btent tai, k\u0105 \u0161iuo metu daryti yra logi\u0161kiausia.<\/p>\n

BNS inf.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

\u0160iuo metu II pakopos pensij\u0173 fonduose kaupia daugiau kaip pus\u0117 Lietuvos gyventoj\u0173. Kiek j\u0173 pasirinks sukauptas l\u0117\u0161as atsiimti, paai\u0161k\u0117s tik per 2 ateinan\u010dius metus \u2013 apsispr\u0119sti skirtas toks pereinamasis laikotarpis, per kur\u012f nepatenkintieji kaupimo s\u0105lygomis gal\u0117s pasitraukti i\u0161 sistemos. Visgi pra\u0161ym\u0105 atsiimti l\u0117\u0161as pensij\u0173 bendrovei, kurioje kaupiama, pateikti bus galima jau nuo pirmosios kit\u0173 met\u0173 […]<\/p>\n","protected":false},"author":2,"featured_media":58501,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[47],"class_list":["post-79663","post","type-post","status-publish","format-standard","has-post-thumbnail","category-aktualijos","tag-pirmasis"],"yoast_head":"\nI\u0161 pensij\u0173 fond\u0173 atsiimtus pinigus gausime ne i\u0161 karto - \u0160ilut\u0117s naujienos<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.silutesnaujienos.lt\/lt\/is-pensiju-fondu-atsiimtus-pinigus-gausime-ne-is-karto\/\" \/>\n<meta property=\"og:locale\" content=\"lt_LT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"I\u0161 pensij\u0173 fond\u0173 atsiimtus pinigus gausime ne i\u0161 karto - \u0160ilut\u0117s naujienos\" \/>\n<meta property=\"og:description\" content=\"\u0160iuo metu II pakopos pensij\u0173 fonduose kaupia daugiau kaip pus\u0117 Lietuvos gyventoj\u0173. 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Kiek j\u0173 pasirinks sukauptas l\u0117\u0161as atsiimti, paai\u0161k\u0117s tik per 2 ateinan\u010dius metus \u2013 apsispr\u0119sti skirtas toks pereinamasis laikotarpis, per kur\u012f nepatenkintieji kaupimo s\u0105lygomis gal\u0117s pasitraukti i\u0161 sistemos. 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